Wealth Junkies

Conferences and trade shows are great opportunities to learn about your industry, network, and connect with like minded individuals in your field. I have been fortunate enough to have had the opportunity to attend quite a few events over the past four years. Here are some tips and suggestions to...

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Wealth Junkies was included one carnival this week: The Festival of Frugality features our article Want A Lower Bill? Ask For It.  The article can be found under the heading “Saving Money is at the Heart.” Stop by the carnival to read some great posts. a Blog Carnivals For The Week Of June 8th a Blog...

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One of the simplest methods to reduce your bills is to call your service provider and ask for a lower rate. It doesn’t always work, but there’s no harm in asking — and if you can convince the rep you speak with that you’re considering canceling, there’s a pretty good...

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The Credit Cardholders’ Bill of Rights Act of 2009 passed in the Senate last week and it’s just waiting on the President’s signature to become law. Because it’s a bill that has significant support, that signature will not be long in coming. When the bill becomes law, there will be...

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Over the last month, I’ve gotten a stack of graduation announcements in the mail — and I’ve even attended a graduation or two. Some are high school graduations, some are from college and some are from graduate school. But no matter what level a person graduates from, there’s a certain...

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It’s a rare situation that you can afford to be without home insurance. Most mortgage lenders require home insurance as part of the terms of a mortgage, and even if you own your home free and clear, insurance can be the easiest way to safeguard your investment. But home insurance...

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I opened up a can of worms with a friend a while back: every month, rain or shine, she puts away money for her daughter’s college education. It’s the first place she puts any portion of her pay check. It’s great that she’s really devoted to a savings goal —...

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Wealth Junkies was included in two carnivals this week: Money Hacks Carnival: Swine Flu edition features our article Credit Freeze: Stop Identity Thieves Cold.  The article can be found under Credit and Debt. Money Hacks Carnival #64 features our article Close A Credit Card – The Right Way.  The article can be...

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In the last week, I’ve received emails from just about every person I know who works in real estate. They all want to remind me that if I buy a house this year, the government will give me $8,000. My dad even called, telling me that he didn’t want me...

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There are plenty of DIY projects out there: you can raise your own chickens, change your own oil or even build your own house. But not all DIY projects make financial sense. There are plenty of items you can make yourself, but the price of the components you’ll need is...

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Insurance is a way to hedge your bets — to get someone else to cover the risks of every day life. Your car insurance covers the risks you face on the road. Your health insurance limits the risks you face in the event of illness or injury. But with a...

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Canceling your credit card seems like a simple proposition: call up the credit card company responsible for your card and tell them that you want to close your account. But there are a few twists and turns as you cancel your card, which can damage your credit if you aren’t...

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Some people don’t rely on credit very heavily. They don’t often need to apply for a loan — like a mortgage or car loan. They don’t open new credit cards. If you fall into this category — even if you just don’t expect to need new credit any time soon...

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Mint.com provides a great suite of tools for managing your money, from tracking spending to building budgets. This week, the site announced the release of Financial Fitness, a new system within the site that provides customized tips to help users pay off debt, save money and even improve their credit...

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If you’re setting aside savings for a college fund, there are a few tax advantaged accounts that work similarly to retirement accounts. Deciding between them is a little more complicated than choosing between a 401(k) and an IRA, though. Both 529 College Savings Plans and Coverdell Education Savings Accounts can...

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My husband and I have some money invested in the stock market. We used to have quite a bit more invested, but the same thing happened to our stocks that happened to the rest of the stock market. This situation bothers my husband: every so often, he mentions that we...

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Buying used can be a great way to save money or it can be a fast way to lose money. There are some products where buying used isn’t all that different from buying new — certified pre-owned cars, anyone? — but there are others where buying a used version can...

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When it comes to finding a job, finding a plumber or even finding a good deal at a local store, your network is one of your greatest resources. Your friends and family can often help you solve a problem or complete a project. But just what is that network worth...

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Wealth Junkies was included in one carnival this week: The Festival of Frugality features our article 5 Tips To Cut Your Grocery Budget Down To Size. Stop by the carnival to read some great posts. a Blog Carnivals For The Week Of April 20th a Blog Carnivals For The Week Of April 20th...

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Last month, three Detroit business owners got together to create to create a local currency. The bills, called Detroit Cheers, will be accepted by more than a dozen Detroit businesses as a payment method — which is all that it takes to create a local currency. Local currencies have been...

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