Denise Richardson

Shawn and Jeff Mosch, became victims of a Nigerian counterfeit cashier's check scam.  In their search for support, resources and assistance for victims of this crime, like many of us, they found that there was no such assistance available.Once the......

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When I heard the news that the Federal Trade Commission was going to begin regulating the way identity theft prevention is advertised, my mind flashed on all the deceptive advertising about free-but-not-so-free credit reports and I was hopeful.  I actually......

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My friend and fellow consumer advocate, John Watts, attorney with Watts Law Group and blogger over at  AlabamaconsumerLawBlog.com, has recently posted an article about Portfolio Recovery Associates a debt collector they are suing for repeatedly (and illegally) calling their client's......

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To help Americans for Financial Reform kick off of the National Senate Call-In Week that ends tomorrow, March 4th, Ron Howard created the below skit that reunites all the actors who portrayed "Presidents" on "Saturday Night Live" including Will Ferrell......

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In a world where people don't always play fair -this short film reminds just us how good it feels when we watch people who do.  Maybe it will inspire others to do the same.  This is a true story that......

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The Federal Trade Commission this week released a report listing top complaints consumers filed with the agency in 2009. It shows that while identity theft remains the top complaint category, "reported" identity theft complaints declined 5 percentage points from 2008.Some......

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Erica Possin deserves a parade, or at least a round of applause. Erica, a college student, is standing up to the mammoth credit bureau Experian as the lead plaintiff in a class action lawsuit filed against FreeCreditReport.com (a/k/a Experian).  The......

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For all too long, the credit industry has had its tentacles firmly clasped upon consumers in all age brackets and income levels. Designed to lift those tentacles one by one, the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of......

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These days the phrase "home robbery" is synonymous with stolen homes and mortgage nightmares.  It used to mean that belongings had been stolen out of your home, but nowadays when we hear "home robbery," more and more homeowners say it......

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This week the Federal Trade Commission launched "Operation Bottom Dollar" and a new video announcing their effort to crack down on con artists who are preying on the unemployed with job-placement and work-at-home scams, promoting empty promises that they can......

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Dealing with a collection agency can be a stressful experience. Not only are some debt collectors rude, but endless demanding telephone calls and letters can shake even the toughest individual. The stress and confusion that debt collectors can cause often......

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Privacy experts are concerned about a myriad of security risks associated with the latest "Smart Meter" technology -devices that when installed would measure the level of personal power usage in homes and businesses. Privacy expert and Executive Director of ACCESS,......

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Identity theft has many damaging effects, and one of the most problematic for consumers is the reporting of false or fraudulent information on their credit reports.  One would logically assume that US banks would be legally accountable to consumers for......

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Even though the Obama administration created a $75 billion program to limit foreclosures and help make homes more affordable through loan modifications -I think it's fair to say that the program isn't working as intended.  When questioning why they continue......

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Michael and Marilyn Elliott's mortgage was paid in full but that didn't stop their mortgage servicing company Ocwen Bank from moving to foreclosure on their home. Marilyn and Michael Elliott learned that a default judgment had been entered against them......

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