Top Personal Finance Blogs
Share the Top Personal Finance Blogs on
American Consumer News
Generally speaking, annuities can be used to refer to the contracts in which there may be a series of premiums that are paid by investors in order to earn a series of payments for income from the insurer. Annuities are usually meant to secure income when the investors have to...
The Fat Tax -A Way to a Healthier America or a Poorer One?
The idea of the ‘fat tax’ has been batted around quite a bit in the last decade. Rising obesity rates, a continuing prevalence of lifestyle diseases and since roughly the beginning of 2009, recessionary conditions, have all come together to bring a new round of talks on the possibility of...
Debit Card Overdrafts Thing of the Past at Bank of America
Bank of America ((NYSE: BAC) has brought to an end the overdraft fees associated with debit card purchases. This decision can end up costing the bank tens of millions in revenue each year but it would also force the hand of other banks to do the same, which is good...
Bank of America Hijacks Parrot, Forecloses Wrong House
Bank of America (NYSE: BAC) has a lot of explaining to do. According to a Pittsburgh, Pennsylvania woman, the bank took not only her home but also hung on to her parrot even after proof was offered Bank of America had the wrong house. The woman filed a lawsuit today...
US Airways Fined for Price Advertising Discrepancies… Again
Three cheers for the US Department of Transportation (DOT)! US Transportation Secretary Ray LaHood is quoted as saying “When consumers shop for air travel, they have a right to know how much they will have to pay. We will continue to ensure that airlines comply with our price advertising...
Is The Time Right To Take Out A Personal Loan?
Choosing the right time to take out a personal loan can be a difficult decision for many people. Sometimes, there are financial reasons that make it a good idea to take out a personal loan while in other cases, a new personal loan will end up causing a financial hardship...
Denise Richardson
New Petition: Create Scam Education and Awareness Programs
Shawn and Jeff Mosch, became victims of a Nigerian counterfeit cashier's check scam. In their search for support, resources and assistance for victims of this crime, like many of us, they found that there was no such assistance available.Once the......
Dear FTC: Please go after the real predators.
When I heard the news that the Federal Trade Commission was going to begin regulating the way identity theft prevention is advertised, my mind flashed on all the deceptive advertising about free-but-not-so-free credit reports and I was hopeful. I actually......
My friend and fellow consumer advocate, John Watts, attorney with Watts Law Group and blogger over at AlabamaconsumerLawBlog.com, has recently posted an article about Portfolio Recovery Associates a debt collector they are suing for repeatedly (and illegally) calling their client's......
SNL "Presidents" use Comedy to Push for Consumer Financial Protection Agency
To help Americans for Financial Reform kick off of the National Senate Call-In Week that ends tomorrow, March 4th, Ron Howard created the below skit that reunites all the actors who portrayed "Presidents" on "Saturday Night Live" including Will Ferrell......
In a world where people don't always play fair -this short film reminds just us how good it feels when we watch people who do. Maybe it will inspire others to do the same. This is a true story that......
FTC Releases 2009 List of Top Consumer Complaints; Identity Theft #1
The Federal Trade Commission this week released a report listing top complaints consumers filed with the agency in 2009. It shows that while identity theft remains the top complaint category, "reported" identity theft complaints declined 5 percentage points from 2008.Some......
How to Create a Household Budget: Part 6
In part #4 of my ongoing series about getting your family (or yourself) on a budget, I briefly mentioned the cash envelope system of money management. I’ll be the first to admit the cash envelope system isn’t ideal for everyone. However, when all other attempts to control your family’s spending have failed,...
How to Create a Household Budget: Part 5
When it comes down to it, there are really only two things you can do to improve your financial situation. You can either spend less, or earn more! Over the last few posts I’ve introduced you to my super easy budget spreadsheet, my techniques for creating a written budget, and my tips for...
How to Create a Household Budget: Part 4
In the last two articles I showed you how to download my free Excel based budget spreadsheet and how to set up your first budget using my system. If you haven’t been around the last few days, and you’re interested in learning about my budgeting techniques, you can get caught up...
How to Create a Household Budget: Part 3
Welcome to part three of my series on creating an easy and effective household budget! Today I want to take a closer look at how to use the budget spreadsheet I introduced in yesterday’s article. If you haven’t already done so, you can download a copy of the worksheet here. How to Use My Budget...
How to Create a Household Budget: Part 2
As promised in my last article, this week is “Budget Week” on Trees Full of Money! Over the next 5 days, my blog will be updated with a series of great posts detailing exactly how my family and I created our highly successful household budgeting system. These are the same budgeting principles we used...
How to Create a Household Budget: Part 1
Creating a household budget is one of the most important steps in achieving financial independence. Unfortunately, it is also one of the most difficult steps to take. Few people appreciate this fact better than me. When I graduated college in 1999, it didn’t take long before I racked up over $90,000 in non-mortgage consumer...
Punny Money
Fat People and Smokers Actually Save You Money on Health Care
As our nation stands poised to usher in some sort of health care reform thingy, I can’t help but be reminded of some simple facts: Better health care makes people live longer. People living longer makes the Earth more crowded. The Earth more crowded means even longer lines at the DMV. So it could...
Punny Poll #35: Can You Survive on Five-Day-A-Week Mail?
Last week’s month’s… uh, last year’s (crap, sorry) Punny Poll asked how bad weather had affected your finances. If you can remember back to last year, the entire Midwest of the United States was destroyed by a torriquake, a diabolical combination of a tornado, hurricane, and earthquake formulated by out-of-work...
Why Writing “See ID” on Credit Cards Is The Worst Thing You Can Do
Yes, even worse than beating puppies. Because credit cards won’t grow up to pee on your slippers. Unless you have Capital One. Back in high school, I did a stint in retail selling greeting cards and balloons. It was absolute hell for three reasons: Try tying 300 latex balloons every day. I...
10 Bad Driving Habits You Should Pick Up Now That Gas Is Cheap Again
After several years of almost unexplainable rate hikes, one after another, the price of oil has finally settled to previous levels, and sub-two-dollar gasoline has returned. Of course, even as I type that sentence, I can hear the gas station attendants down the road getting out their reachy sticks and...
Sliders: Mankind’s Most Worthless Food
You know those tiny burgers you can get in some places that come on their own tiny little buns with tiny little hamburger patties and tiny little puddles of condiments? Yeah, I’m talking about sliders, and I purposely linked to the default Wikipedia article on “sliders” which is really about...
How to Save Your Safe Deposit Box From All the People Trying to Steal It
I don’t want to alarm anybody, but at this very moment, someone is trying to steal your money. Let that statement soak in for a minute. Are you alarmed? You should be, even though I told you not to be. Now I bet you’re wondering what has transpired to cause me...
Free From Broke
Health Savings Accounts (HSA’s) Are Awesome – 7 Reasons
As the owner of an independent health insurance agency and the founder of a website for comparing health insurance providers I often get asked, “What type of health insurance do YOU have?” Of course, no one health insurance company or health insurance plan is right for everyone because everyone has...
I started off the week the week with a nice surprise, getting linked to from Lifehacker: Should You Pay Off A High Balance or High Interest Rate Credit Card First? – Credit Cards – Lifehacker. First, let me say I LOVE Lifehacker and read it everyday so I am humbled. ...
Is It OK To Copy Your Children’s DVD’s
I’m not much of a DVD movie buyer. Back in the day I would buy VHS movies that I liked. Most of them were watched frequently so the purchases were justified (I even wore a few out). But now that we are in the age of DVD (ok, we’re probably...
The Leader Who Had No Title – Book Giveaway
I’d like to introduce a new book by Robin Sharma – The Leader Who Had No Title: A Modern Fable on Real Success in Business and in Life. If Sharma sounds familiar its because he is also the author of the bestseller – The Monk Who Sold His Ferrari: A...
Do You Have What It Takes To Manage Your Money?
Do you have goals, dreams, and ambitions? Chances are you do, which brings me to my next question. Do you have a budget? If you don’t have a budget then the chances of you reaching those goals, dreams, and ambitions are smaller than if you had a financial road map...
Blueprint For How To Make Money With Your Blog – eBook
Do you want to make money with your blog? You work your rear off writing great articles and designing your site. Would you love to be able to earn some income for your work? With the right steps you can build up a site that can supplement your salary, pay...
Liberta
The day you die, the only thing you leave behind is your legacy. What will your legacy be? Legacy is camp for young men, who are still at school (grade 10 to 12). This year the camp is running in Cape Town, from 12 to 18 December 2009. You can get more information...
Reader Q & A: Interest rate predictions for next two years
Hi Francois What are your interest rate expectations for the next few years? I’m especially interested in rate estimates till September 2011. Regards, Zafreen Hi Zafreen I wish I could say with certainty what will happen with the economy, inflation and interest rates over the next two years, but unfortunately the best I can do is...
Interest rates at 28 year lows
The latest interest rate cut by the SARB brings interest rates down to the lowest level they’ve been in 28 years. The prime interest rate is currently touching a 28-year low, which was equaled briefly in April 2005. Before that the last time South Africa had interest rates lower than what we...
The SARB’s monetary policy committee (MPC) announced today that they’ve decided to lower the repo rate by another 50 basis points. The latest rate cut brings the repo rate down to to 7.0% and the prime interest rate down to 10.5%. The move comes as a surprise to many economists who...
Inflation continues its downward trend
The CPI and PPI inflation figures for June 2009 are out. The year-on-year headline CPI inflation rate for June 2009 is 6.9%, 1.1 percentage points lower than the figure for May 2009. PPI inflation also came in lower at -4.1%, also down 1.1 percentage points when compared to the figure for May...
How to display the current interest rate, inflation rate, or GDP growth rate on your website
I receive a lot of emails asking about the current inflation and interest rates. So I decided to create a few widgets. You can use these widgets if you want to display the current interest rates, inflation rates and/or GDP growth rates on your own blog or website. The widgets automatically fetch...
Money Hacks
Flexo at Consumerism Commentary is giving away a sweet Quicken package to 5 lucky winners - Giveaway Reminder: 5 Winners of Extreme Finance Package...
worlds-billionaires-2010: Personal Finance News from Yahoo! Finance Riding surging prices of his various telecom holdings, including giant mobile outfit America Movil (AMX), Mexican tycoon Carlos Slim Helu has beaten out Americans Bill Gates and Warren Buffett to become the wealthiest person on earth and nab the top spot on the 2010...
How Hot Money Is Wrecking the US Banking System
from Money Morning, my usual "What the hell is wrong with our government, the sky is falling" web site [Editor's Note: The Federal Deposit Insurance Corp. insurance fund that protects your deposits is $20.9 billion in the red. One of every 11 U.S. banks is in trouble. And it's going to...
Tips to Ward Off the Evils of Credit Card Fraud
A guest post by Dorothy of the Oak view law group Credit cards are a common financial accessory that people use for their day to day transactions. So it is important that we protect our credit cards. As information technology is booming, scammers are taking advantage of it and are fraudulently...
Moving Beyond the Holiday Hangover
Guest Post by Christian Gordun The holiday hangover is not over yet – most of us still have a stack of holiday shopping bills piled up on our coffee tables or desks to deal with. In a recent post, we addressed one way people can rebound from the holidays and start...
Plans to Hide Commercial Real Estate Losses Won’t Avert a Double-Dip Downturn
*** REPRINT *** By Shah Gilani, Contributing Editor, Money Morning Sooner or later, mounting losses on commercial real estate could crash through the market's 2009 optimism and send the economy and stocks into a double-dip downturn. The major problem is that lawmakers and regulators are setting up investors into believing that commercial real...
No Credit Needed
The Plan Of Attack – How I Plan To Pay Off My Mortgage Early
My wife and recently purchased our first home. Here is my plan to pay off our 15 year mortgage in 10 years – or less! Opening Fire – We will us online bill pay to make our regular, monthly mortgage payments. I have already scheduled for our monthly payment to be...
10 Ways To Save 10 Bucks Each Month
We’re all looking for ways – big and small – to save a few bucks. Here are 10 (relatively) painless ways to save 10 dollars (or more) each month! 1. Eliminate premium cable / satellite channels – or just select a lower-tier channels package. With my current satellite provider, we moved down...
I’ve just spent the last couple of hours working on my taxes. Because my wife and I recently made our first new home purchase, we will be receiving the first-time homebuyer tax credit. Instead of e-filing our return as we have for the past several years, the credit necessitates that...
Family Pays Off $90,000 Of Debt In Two Years!
The following article is a guest post from Ben at Trees Full of Money. Ben has written a great series on his website sharing the personal details of how his family paid off over $90,000 of debt in less than two years. When I started blogging about personal finance matters...
What Will It Take To Pay Off Our Mortgage Early?
In a few weeks, we will make our first mortgage payment. Our mortgage is a fixed-rate 15 year mortgage. Obviously, I’m not a fan of debt – and I’m going to work very, very hard to pay our mortgage off early. Using a mortgage calculator I calculated the following the...
Quick Reminder And This Week’s Carnivals
I want to thank all of you for visiting No Credit Needed. Once in a while, I like to encourage folks to subscribe to the site, via RSS or Email. Once you do, you’ll have the very latest NCN content, delivered directly to your feed reader or email inbox, absolutely...
Timothy Sykes
The Investimonials Weekly Top 5: Solid Wall Street Movies And A Free New Charting Website
Friggin great week for Investimonials…the new Wall Street movie/TV show category is already 160 products strong and I guarantee you haven’t seen all of them: . ...
Are Pink Sheet & OTCBB Level 2 Feeds Changing?
I’ve got 4 newsletters now! Check out my awesome free new FAQ service called TIManswers where you can ask me any question whatsoever! TIMalert subscribers are absolutely loving the new TIMalerts chatroom with nearly 150 people in there every day, all sharing ideas and tips…one of the... . ...
Check Out These Two New Projects Of Mine & Let Me Know What You Think!
Hey there, it’s been an amazingly successful few weeks for TIMalert subscribers and PennyStocking Silver subscribers, making $75,000+ on this one stock and $20,000+ on this latest one, but I wanted to introduce 2 very cool projects I’ve been working on for some time: . ...
6 Strong Stocks Worth Watching & LiveStock Today 1-2PM EST, Bring It Haters!
This was sent to TIMalert subscribers and PennyStocking Silver subscribers at 11PM EST last night to prepare the for battle: . ...
How To Trade Penny Stocks & Listen To What The Price Action Is Telling You
LiveStock is today 1-2PM EST, tune in! We’ll be discussing this stock and van . ...
Why Zannett Inc. (ZANE) Teaches More About Short Selling Penny Stocks Than I Ever Could
LiveStock is tomorrow 1-2P EST, tune in! We’ll be discussing this stock and van Meerten & probly have a whole bunch of haters who don’t understand it’s not just “okay” to buy both short AND buy stocks, it’s REQUIRED to learn how to be a trader Remember now... . ...
Bargaineering
Your Take: Common Sense vs. FreeCreditReport.com
If you’ve ever watched a television in the last few years, you’ve undoubtedly seen the FreeCreditReport.com commercials with the guy playing the banjo. In recent months, Experian, the parent company of FreeCreditReport.com, has come under fire because: The credit reports are free, if you remember to cancel the trial (big if!). Consumers...
Sallie Mae, normally known for their federal and private student loans, is entering the savings account area with a high yield savings account currently offering 1.35% APY with no monthly fees and no minimums. It’s your standard online bank offering with a pretty standard savings account rates. In scanning their...
American Express Purchase Protection Perk
Did you know that if you buy something with an American Express card and it’s lost, damaged, or stolen within the first 90 days, American Express will replace the item or reimburse you up to the amount of the purchase price? My friend Michelle just came back from a skiing...
Now that we know how the IRS picks who to audit, we need to know what we can do to prepare for it. Even if you’re sure you got your return right, that you didn’t participate in an abusive tax avoidance scheme, or can’t possible be snared by the computers,...
My friend Flexo at Consumerism Commentary has created the Plutus Awards, to celebrate the best in personal finance. The awards are broken up into two categories. The first goes to personal finance products and services while the second focuses solely on the best the personal finance blogging world has to...
3 Easy Steps to a Greener Kitchen
Each day we can choose to make our home a brighter shade of green and more eco-friendly with small changes to each room. Here are 3 things you can do today to create a clean healthy environment in the room we spend the most of our time...the kitchen.3 Easy Steps...
The Happy Rock
When is #1 not #1? When inflation says so.
Seen Avatar yet? I’m guessing a lot of you have since it has earned over $700,000,000 at the domestic box office which makes it the number one movie of all time. It’s also nominated for 9 academy awards, if you’re into that sort of thing. Personally I think it will win...
DD’s Monthly Expenses - January 2010
I must be getting old, because time is really flying by. Hopefully that means spring will be here soon. Below is my family’s expenses for January: $840.39 - Mortgage $759.20 - health Insurance $507.48 - Groceries $450.00 - Preschool $382.55 - Electricity $305.88 - Contacts $168.36 - Clothing $134.07 - Household Misc $120.00 - Student Loan $111.22 - Dining Out $108.65 -...
Tonight at dinner I told me wife that we were down to only $3500 left on her student loan. She gave a chuckle and said that she has forgotten almost everything she learned in college. I told her that was alright since the stuff she did remember was probably out...
DD’s Monthly Expenses - December 2009
Happy New Year! I don’t know about you, but I have been having a difficult time getting back into rhythm after the holidays. Hopefully I can get back on track soon. Until then here is my family’s spending report for last month. $840.39 - Mortgage $759.20 - Health Insurance $637.27 - Christmas Presents $472.44 -...
Black-Market Christmas - Zhu Zhu Pets
Now that Black Friday is well behind us, it’s time to get serious about finding that great gift. As luck would have it, my daughter wants one of the hottest toys for 2009. You guessed it, she wants Zhu Zhu Pets!!! For those of you who are lucky enough to not know...
DD’s Monthly Expenses - November 2009
School has been kicking my butt lately. I’ve never looked forward to Thanksgiving as much as I did this year, and then it flew by way too fast. Hopefully I’ll be able to find some time to squeeze out some posts during finals week. As you long time readers know, I...
Personal finance news - CNNMoney.com
The three-figure kitchen makeover
Living with an undersize, outdated kitchen? If so, a sledgehammer may feel like the only solution. But these days you're probably not up for spending the $50,000 or more -- maybe much more -- it would cost to demolish the space and build a new state-of-the-art room from scratch....
Living on a freelancer's budget
Chris and Janie Peterson have an enviable life. They own a lovely 3½-bedroom ranch house just outside Minneapolis and have work schedules flexible enough to allow them lots of time with their children, Reece, 10, Cecily, 9, and Georgio, 7....
Financial advice: The yes-man problem
Experts have long counseled against using financial planners who charge commissions, given their incentive to simply sell products that pad their paychecks....
Hunkering down for rising interest rates
Question: I'm 65, retired and have about 50% of my portfolio in a bond index fund. I'm thinking of switching to a short-term bond fund. Do you think that's a good idea? --Judy, Flowery Branch, Georgia...
The bright spot of the dreary 2009 economy: savings for everyone....
Photographer friends tell me that if you're picking out a point-and-shoot camera you shouldn't focus much on the megapixels. That measure of a camera's resolution is hyped by manufacturers, but most cameras on the market give you all the pixels you'll need....
MoneyCrush
It’s Been 3 Months Since New Year’s — How Are Your Goals Coming Along?
It’s been three month’s since the big goal-setting and resolution-making extravaganza that is New Year’s. How are your goals coming along? I have to write mine down, both because doing so helps me to achieve them, and well, so I don’t forget what they even were! It also helps to review...
As the saying goes, cash is king in so many ways. When you have cash available, it’s easier to take advantage of opportunities as they arise, you can get discounts on the products or services you buy, and you’re less dependent on the fickle winds of fate. This cash doesn’t have...
You’ve probably heard the saying the goes like this: “The best time to plant a tree is 20 years ago. The second best time is now.” I like that saying, because it reminds me that while I can’t change the past, now is exactly the right time for me to get...
Embracing My Inner Hummingbird
For years now, one of my goals has been to focus. I have all kinds of quotes about the power of focus, and I know that you get a whole lot further with something if you can focus on it and make it a priority. In fact, one of my favorite...
Take Action Today With Your Money
Is there something you’ve been neglecting or putting off when it comes to your money? Here are some oft-neglected areas of personal finance: Creating a will Making a spending plan/budget Funding retirement Saving for college Notice anything interesting about that list? The first two items deal with things we’d rather not think about. If we make...
When you were a kid, you probably spent some time imagining what your life would be like when you grew up. You probably had a particular occupation in mind, and maybe some idea of what your family life would be like. Maybe you actually ARE doing exactly what you thought...
MarketWatch.com - All MarketWatch News - Personal Finance
Top Ten: The week's Top 10 videos on MarketWatch
In case you missed them, here are the top 10 videos that appeared on MarketWatch for the week of March 8-12: ...
Personal Finance Daily: The week's 10 best Personal Finance stories
In case you missed them, here are the top 10 Personal Finance stories from MarketWatch for the week of March 8-12: ...
Auto Review: 2010 Chrysler Town & Country: Not so fit
While there are things to quibble about, there is no arguing that the 2010 Chrysler Town and Country will haul stuff. ...
Outside the Box: Americans are woefully unprepared for retirement
There’s some news from the front lines of retirement in America, and it’s not good, writes Howard Gold. ...
Taxing Times: Home-buyer credit is Exhibit A in tax complexity
One of the problems with the tax system is that people’s lives can get complicated, and the tax code simply isn’t able to deal with all those problems. ...
TaxWatch: Tax Q&A on withholding, and spouses who live apart
When you and your wife live and work in two separate states, how do you file your tax returns? And whose fault is it if your payroll department took too little withholding out of your paycheck? People are asking TaxMama about dilemmas like these and more. ...
CreditCards.com
Heidi Montag's intentionally stiff comedy performance plugs consumer protection
Who knew someone with trouble moving her jaw could do jaw-dropping comedy? An online video clip featuring reality-TV star Heidi Montag has already received more than 1 million views and is burning up the celebrity blogosphere since its posting on Tuesday. But Montag, famous for her stint on MTV's "The Hills,"...
Signature doesn't match your card! No chips for you!
We were already running late. It was our first business trip, and the three of us were nervous about visiting our two London offices for the first time. The line to buy Oyster cards, the rechargeable plastic cards you use to ride the subway, was moving slowly since only one...
'Banking headaches' blog makes the Carnival of Personal Finance
In honor of Women's History Month -- which takes place each March -- the latest Carnival of Personal Finance has been dubbed the Women in History edition and includes thoughts from Eleanor Roosevelt, Helen Keller, Amelia Earhart -- and myself. For this edition, along with the wisdom of personal finance bloggers,...
Satire lobby lines up SNL 'ex-presidents' for consumer protection
What could bring together an all-star cast of "Saturday Night Live" presidential doppelgangers? The issue of consumer protection. Seven stars and ex-stars of the long-running NBC comedy got together for an unusual, and sometimes side-splitting, political effort in a special video made for the Web site Funny or Die. In the video Obama,...
It was my friend Brian's first time applying for a credit card. He was 19, and his parents thought it would be a good idea for him to start building his credit score. As Brian and his parents discussed his application with the banker, they were both surprised to learn...
Being a financial reporter doesn't make you immune from banking headaches
Working as a reporter for CreditCards.com offers a lot of perks -- caviar dispensers in the break room, private flights to international finance conferences and casual dress every Friday -- but improved banking relationships aren't included. My recent headaches prove that point. My story begins several months ago: Inspired by...
Cash Money Life
Options for Homeowners Who Can’t Make the Mortgage
In an earlier post I addressed the moral obligations of making your mortgage payments and not walking away from a home when you can afford the monthly payments. But, I also mentioned that there are people out there who really can’t afford their payments. There are many homeowners out there...
0% APR Balance Transfer Card for 15 Months
Are you looking for a 0% balance transfer credit card or a credit card that features 0% APR on purchases? The Citi® Platinum Select® MasterCard® may be the card for you! Citi just announced they are offering an offer of 0% APR on Purchases and Balance Transfers for up to 15...
Should You Walk Away from Your Mortgage?
There are many homeowners who have found themselves in the unfortunate position of being underwater on their home. Some of these homeowners live in a neighborhood where home values have declined, and others took out too much in home equity loans. In some cases both happened. While it’s...
Are you prepared for the unexpected? What would happen if you lost your job? How long could you meet your expenses? Can you handle major car or home repairs? Have you even considered these scenarios? A financial risk test will help you answer these questions and more. Why you...
How to Create a Personal Cash Flow Statement
There are many ways to measure your financial health. The measurement that probably gets the most attention from personal finance books and news outlets is the personal balance sheet, or net worth statement. Knowing your net worth can be important, but keep in mind that it is a snapshot...
Using and Understanding a Net Worth Statement
Do you know your net worth? Your net worth statement is a snapshot of your financial health. Like a company balance sheet, a net worth statement lists all your assets and liabilities, giving you a single number that represents your financial situation at that moment in time. What Does Your...
PT Money
Discover More Card – $50 Cashback Bonus
A new credit card change of terms just went into effect, rocketing the Discover More Card up to the top of my favorite credit cards list. Discover is currently offering $50 cash back when you sign up for the card and spend a certain amount of money over the first...
Question of the Week: Are You Lucky with Money?
We’ve got one of my favorite holidays, St. Patrick’s Day, coming up next week. I thought I would focus on luck today. Have you been lucky in your financial life? Was it your smarts or your luck (or something else) that got you where you are today? Looking back over...
Sallie Mae Bank Savings Account: Includes a Upromise 10% Bonus
Why is Sallie Mae a Bank Now? Sallie Mae is getting into the online savings business. It makes sense I guess. They offer college loans and are finding, just like any lender, that they can do more loans by possibly taking on customers via online savings. Perfect marketing strategy actually. Get...
Common Tax Deductions for Freelancers
If you are a freelancer with your own business there are numerous tax deductions that you will want to be aware of. Why? Well, a tax deduction reduces the amount of taxable income you’ll have when you file your taxes. Here is a look at some of the...
Mvelopes: Automated, Online, Envelope Budgeting System (Plus Bill Pay)
This week (or two) of budgeting reviews continues as I take a look at Mvelopes. Mvelopes is an automated, access-from-anywhere, budgeting tool based on the envelope system of budgeting. It also comes with bill pay. Upfront, it’s important to tell you that Mvelopes is a subscription based system. So, along with...
Easy Money: Good and Not So Great Ways to Get Money Fast
Sorry to disappoint you 80’s comedy fans, but I’m not talking about the Rodney Dangerfield flick from 1983, Easy Money. I’m referring to you and your finances. How can you get cash quick if you needed it badly? Let’s say some unfortunate event happened and you needed a large sum...