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Financial Nut

Smart Real Estate Investing in a Recessive Economy?

Hello all! It’s Alex again. Since it’s getting late, this will be a quick, food-for-thought post. Recently, I have started working for a company that invests in real estate properties to make money. But this isn’t your ordinary investment company. The only properties we buy are in a price range...

My Experience With An Aggressive Financial Planner

A good friend of mine recently referred a financial planner from Northwest Mutual to me. Though I wasn’t looking for financial planning services at the time, I thought going might provide another good learning experience. And it did! I learned that my potential planner really wants to sell me life...

Prepaid Credit Cards and College Students

Today Financial Nut would like to present a guest post brought to you by Mister Forrest W., a research associate with a financial company. For those of you that have wondered about prepaid credit cards for college students, have a read! Thanks Forrest! —————————————————- Young college students already have enough to...

Carnival of Pecuniary Delights No. 19: My Poor Dead Garden Edition

Financial Nut proudly presents the 19th Carnival of Pecuniary Delights, My Poor Dead Garden Edition! Come read what the best in personal finance blogging has to offer this month! You won’t be sorry! ———————————————————————————————————————– My Poor Dead Garden Edition comes from just that- my dead garden. I don’t know how much success...

The Pecuniary Associates: Another Great List of Financial Reads

The Pecuniary Associates are at it again! Following is a great list of financial reads: 1. Pecuniarities – “Remembering Why We Do What We Do”:  Penelope over at Pecuniarties shares an interesting story about her dog and the strange affinity he developed with the remote control. She parrallels her dog’s behavior...

Money Blue Book

January 2010: Net Worth Update and Paying Estimated Taxes

The first month of the new year was a good month for me financially. Now you must be wondering to yourself – how can that possibly be – especially considering that my calculated net worth dropped in excess of $15,000 for the month of January. Well, because I only show...

December 2009: Net Worth Report and Financial Plans For Year 2010

Well, it looks like January 2010 has finally arrived. Goodbye 2009, and hello 2010! According to most public sentiment surveys I’ve seen thus far, the overwhelming consensus is that 2009 was a particularly terrible year. The economy tanked, retirement savings were largely wiped out, and home equity values were pretty much...

OptionsHouse Review: Discount Broker For Stock and Options Trades

Special Promo Offer: 100 Free Trades For New OptionsHouse Accounts Whether you’re a buy and hold investor or a savvy trader of penny stocks, I’m pretty sure commissions and fees are a few of those brokerage conditions that you pay particular attention to. If you aren’t too concerned with them, then...

November 2009: Net Worth, Real Estate, and Blogging Income

Time for another one of my networth updates and progress reports to check up on how well or bad I’ve done for myself during the preceding month. Based on my current online bank and investment account numbers, things are starting to look up since the previous month when my stock...

Tax Credit For First Time Home Buyers Extension

If you’re a new home buyer, or an existing homeowner who has been contemplating about selling your house or condominium apartment – you might want to start taking decisive action fast. There is free government money in the way of tax credits to be had for both prospective new home...

Sell Your Used Textbooks and Old Books Online

Selling used books online is one of the easiest ways to significantly declutter your home and earn some extra money in the process. Although it might seem like the intellectual thing to do – to have volumes of books and textbooks lining your book shelves to offer up that desirable...

MaximizingMoney.com

Free H&R Block At Home Deluxe Edition with LifeLock Identity Theft Registration

LifeLock is currently offering the H&R Block At Home Deluxe Edition for free when you sign up for LifeLock identity theft protection services through February 28, 2010. Just sign up for this LifeLock and H&R Block Promotion and enter the LifeLock promo code FEBRUARYTAX to get your free H&R Block tax...

FNBO Direct ExtraEarnings Credit Card 2% Cash Rebate for 1 Year

The free FNBO Direct ExtraEarnings Visa Credit Card offers a 2% cash rebate on all of your purchases for 1 year and a 1% rebate thereafter with no annual fee, valid for current FNBO Direct Online Savings Account customers. Check out this FNBO ExtraEarnings Card Offer if you currently have an...

71 Promotional Codes, Shopping Discounts, and Special Deals – #4

Check out this list of the latest promotional codes, online shopping discounts, coupon offers, special savings, and much more for Valentine's Day promotions, tax software savings, travel deals, and a variety of store discounts for online shopping savings....

SunTrust Bank $150 Bonus for Using Online Banking with Bill Pay

SunTrust Bank is currently offering new and current SunTrust personal checking account customers up to $150 in banking bonuses when you use SunTrust Online Banking with Bill Pay, valid when you register by April 30, 2010....

100 Free Online Trades from OptionsHouse for Stocks and Options

OptionsHouse has extended their promotional offer for 100 commission-free trades of stocks and options through April 30, 2010. Sign up for 100 Commission-Free Trades at OptionsHouse.com today....

Walmart Credit Card $20 Cash Bonus Offer for Free Walmart Store Card

Get a $20 cash bonus when you open a free Walmart Credit Card account in your local Walmart Store. Find out how to get your Walmart Credit Card $20 Bonus Offer when you apply for your Walmart Store Credit Card today....

Money Smart Life

Do Kids Inherit Frugality?

Our son has been making me proud lately with his unexpected frugal remarks.  The first one came as he browsed the toy aisle in a CVS pharmacy while we waited for a prescription to be filled.  As he played with the trucks he said: “we won’t get these… they’re too expensive” Then...

Turbo Tax Free Trial!

A free trial of Turbo Tax?  If you visit the TurboTax site you’ll notice buttons that say “Start for Free”.  You can actually do more than start, you can complete your whole tax return for free without even creating an account with any version of TurboTax online. You don’t have to pay...

10 Money Tips for Couples Before Marriage

Worried about fighting over money once you get married?  You’re not alone. A survey on couples and money released last November by Capital One pointed out that younger people (18-34) are more prone to conflicts with their partner about money: 36 percent disagree monthly (or more frequently) with their partner....

High Deductible Health Insurance Plans Not for Everyone

High deductible health insurance plans have lower premiums, much higher deductibles, and are often tied into a Health Savings Account where you can accumulate money pre-tax year after year; as long as you don’t spend it all on health care costs. Of course if you have very high medical costs and/or...

New Roth IRA Rules

The Roth IRA was introduced as a retirement investment option back in 2007. The New Year, 2010, has brought changes to the Roth IRA rules that are making this retirement investment vehicle better for some investors than ever before. In order to fully understand how a Roth IRA can be...

9 Mistakes People Make with their IRA

People make a lot of mistakes when it comes to IRA and 401(k)-related decisions. And I can’t blame them. The tax code is obscenely complex. That said, there’s no need for you to make these mistakes. 1. Converting to a Roth when it makes no sense Just because you can...

The Finance Buff

Overhyped: The Smartest 401k Book You'll Ever Read

I wasn't so impressed by Dan Solin's previous book, but I was willing to take a second chance on his The Smartest 401k Book You'll Ever Read because it got endorsements from John Bogle, founder of Vanguard, William Bernstein, whose books I like, and Taylor Larimore, a co-editor of The...

Spending Other People's Money

Someone bumped into my car in a parking lot but wasn't decent enough to leave a note. The hood of my car was damaged. I went to two reputable body shops. One quoted $850; the other quoted $740. As body work goes, it's a small job. Because the bill isn't...

Why Is ACH Slower At Some Places Than Others?

ACH stands for Automated Clearing House. It's low-cost method to move money from one account to another. When you have payroll direct deposit, it's done by ACH. When you give your bank account to an insurance company for automatic monthly payments, it's done by ACH. When you transfer money from...

The Origin of Solo 401k

As I wrote in a previous post Rollover IRA to Solo 401k, I rolled over substantially all pre-tax money in my traditional IRA to my solo 401k plan in 2009. My traditional IRA was left with non-deductible contributions plus a little bit of earnings. For 2010, I made another non-deductible...

My Future Is Not a Game

I beat the market in 2009 … in a mock trading game. My return from $100,000 fake cash was +48.6%. Among more than 100 Vanguard mutual funds, only 5 had a higher return in 2009 than I did in the game. I only made 12 trades in this game. I...

No Sugar Coating Please: It Was a Lost Decade

Happy New Year! With the first decade in the new millennium having come to the end, there's a lot of retrospection in the media. What happened? What should've happened but didn't? In the investing world, some say the decade was a "lost decade" and some apologists say how it wasn't. I...

Lazy Man and Money

Save Money on Valentine’s Day (Win $25)

[Last year I posted these tips to save money. I'm disappointed in myself for not being able to come up with more original ideas. I'm going to pay that penalty with my wallet. The person with the idea that I like the best will earn $25 via...

Public Storage: Problem Ignored

I love it when a blog post writes itself. I'm that Lazy. For instance, watch this commercial for Public Storage: I saw this yesterday. Fortunately, through the magic of DVR, I was set it up for my wife to watch. I asked her if she could...

Hired a Cleaning Service (and Personal Finance Links)

About 6 weeks ago, my wife and I decided to finally bite the bullet and hired a cleaning service. I'm a frugal person, so I put this off for a long time thinking that things were "good enough." For the most part they were. However, when I...

Ask the Readers: What’s Your Take on Paid Book Reviews?

I got a request a couple of weeks ago from a company to see if I wanted to review a business book. I get a lot of these as my email address seems to have gotten out on some public relations circles. Usually, the pitch goes something like: PR...

HaitiHealth.org (and personal finance links)

I'm trying to spread the word of HaitiHealth.org. It's an organization that people close to me have been supporting with their time for more than a dozen years. If you are able to donate some money, it's a worthwhile cause. [Update: A reader passes on that they...

Saving for College – An Exercise in Depression

My friend from Rich Credit Debt Loan asked me a simple, but thought-provoking question last week. I'm probably going to tease you with the actual question for a little while. We decided the best answer for the question was to create a calculator and I haven't had the...

Saving to Inve$t

6 Reasons You Should Be Inspired to Save Money

While many people will tell you money isn’t everything, it’s hard to deny that having a bit of it can make life easier. With that being said, many of us still find it difficult to motivate ourselves to save. Inspiration is often lost in the ‘here and now’ among all...

Taxing The American Middle Class and Rich - Fair or Not?

President Obama has released his latest budget and one of it's the hallmarks has been an increase in taxes on the "rich". This would be done by reinstating 10-year-old income tax rates of 36% and 39.6% for single Americans earning more than $200,000 and joint filers making more than $250,000...

Obama's 2011 Budget - Business Tax Cuts, Making Work Pay Extension, Social Security Payment, Pell Grant Increase and More Stimulus Spending

President Barack Obama has unveiled a multi trillion-dollar budget focused on creating jobs and reducing the nation's high unemployment rate. The job focused budget would boost the deficit to a record-breaking $1.56 trillion, an increase of 5.7 percent for the current budget. It is also forecast that spending would...

New 2010 Stimulus Package Tax Breaks - Focused on Economic Aid For Middle Class Families via Increased Child Care, Student and Aged Care Credits

[Updated following SOU speech] President Barack Obama has proposed a new round of stimulus spending in 2010, focused on middle class families struggling to pay bills and care for their families. The initiatives in the new stimulus package are a product of a middle class task force headed by Vice...

Filing Your Taxes For Free - Online IRS Free File Options From TurboTax, HR Block and CompleteTax

When it comes to filing your taxes, there are a lot of options and a number of leading tax software providers provide free e-filing options via the IRS’ free file program which provides free federal income tax preparation and electronic filing for eligible taxpayers. Free Tax Filing via Electronic Software...

Options for Term Life Insurance Death Benefit Payouts

There are pages written about how to buy term life insurance, but very few devoted to death benefit claims and payouts. Sadly, this topic is so neglected, that awareness levels on this matter are very low. Term life insurance is the best kind of life insurance available today, and it...

Wealth Junkies

13 Tips To Get The Most Out of Conferences

Conferences and trade shows are great opportunities to learn about your industry, network, and connect with like minded individuals in your field. I have been fortunate enough to have had the opportunity to attend quite a few events over the past four years. Here are some tips and suggestions to...

Blog Carnivals For The Week Of June 8th

Wealth Junkies was included one carnival this week: The Festival of Frugality features our article Want A Lower Bill? Ask For It.  The article can be found under the heading “Saving Money is at the Heart.” Stop by the carnival to read some great posts. a Blog Carnivals For The Week Of June 8th a Blog...

Want A Lower Bill? Ask For It

One of the simplest methods to reduce your bills is to call your service provider and ask for a lower rate. It doesn’t always work, but there’s no harm in asking — and if you can convince the rep you speak with that you’re considering canceling, there’s a pretty good...

Count Down to Credit Card Reform

The Credit Cardholders’ Bill of Rights Act of 2009 passed in the Senate last week and it’s just waiting on the President’s signature to become law. Because it’s a bill that has significant support, that signature will not be long in coming. When the bill becomes law, there will be...

Graduation: What Comes Next?

Over the last month, I’ve gotten a stack of graduation announcements in the mail — and I’ve even attended a graduation or two. Some are high school graduations, some are from college and some are from graduate school. But no matter what level a person graduates from, there’s a certain...

Keep Your Home Insurance Costs Down: 7 Tips

It’s a rare situation that you can afford to be without home insurance. Most mortgage lenders require home insurance as part of the terms of a mortgage, and even if you own your home free and clear, insurance can be the easiest way to safeguard your investment. But home insurance...

Personal Finance Advice

The Importance of Identifying the Cause of the Problem

Regardless of whether you are looking to reduce spending for the purposes of debt reduction, or for saving, the first thing that must be done is to identify where you are spending money unwisely. If you are not ready to be honest about a budget breaker, a vice, or...

Get Politically Active to Save Money

My state, like so many others, is awfully short on money these days. There have been budget cuts and tax increases in an effort to make up the shortfall. However, some of these cuts have threatened my bottom line more than others and forced me to become politically active to...

The Importance of Business Cards

The other day, I was headed to our local dog park with my wife and our puppy. We were already in the car and actually backing out of the driveway when I realized that I had forgotten my business cards. I stopped the car and told my wife...

A Life Without Debt: A Different Kind of Judgement

I’m a huge Star Wars nerd and many of my favorite quotes come from the Jedi Master, Yoda. My personal favorite is the following: “Size matters not. Look at me. Judge me by my size, do you? Hmm? Hmm. And well you should not.” When I think about my debt free life,...

The Difference Between Living Below and Within Your Means

We all know (or should) that living above your means for the long term is a recipe for financial disaster. Living above your means is spending more than you earn on a consistent basis. When you do it occasionally, as in the case of an emergency or a planned splurge,...

Grammar and Your Finances

I had an interesting exchange with my two sons yesterday (separately). I am trying to motivate my elder son to speak more articulately and with a greater awareness of proper grammar. He retorted that I do not know how to communicate and that as long as information is...

How I Save Money.net

Tracking My Finances In 2010: February Week 1

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the...

No Spend Month: February 2010

My last No Spend Month (January 2010) did not go as well as I had planned because of a number of unexpected crises. I did do less shopping but I ended up spending more money on bills that completely ate away any savings that I might have had from buying...

No Budget And No Clue

In addition to Getting Mad About Getting Paid there are people who have No Budget and No Clue. Recently someone complained about all the high fees her family was paying in overdrafts every month. She thinks that she was paying about 3 overdraft fees every month because of not knowing...

Month End Financial Check Up January 2010

It is the end of the month and I am pleased to report that I came out in the black this month at a total of $42.20 even after all the drama. It is a little bit strange because my paycheck for this month was down by $9.30 as my...

Tracking My Finances In 2010: January Week 4

I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the...

Wisdom Tooth Is Causing Me Financial Pain

I had a Wisdom tooth taken out in December and according to what I was told by the billing specialist I put the balance on the credit card that I used when I got LASIK a couple of years ago. I was lucky to get 0% financing on that card and...

The Simple Dollar

What’s Coming Next?

Fifteen years ago, I didn’t believe I had the financial resources to go to college. Instead, I spent my time thinking about a future where I took a few classes at a local community college and worked at a local factory. Ten years ago, I was a college student. ...

The Cost of Returning to Work

Pam writes in: I have been a stay at home mom for most of the last 19 years. Our oldest son started college this year. We still have our other son who is 16 and our daughter who is 13 at home. I have returned to work part time...

Pay Off Debt or Invest? Think About Your Rate of Return

Andrew writes in: My girlfriend and I bought a home last year and qualify for the First Time Homebuyer Credit. When you include my share of this, I will be getting back around $4500 in my tax refund. This is a lot of money to me and I’m trying to decide...

Starting a Carpool

Jenny writes in: I work at an office park about forty five minutes from where I live. I live in a highly populated suburban neighborhood. In order to save some money on gas and wear and tear on my car, I want to start a carpool, but I don’t know anyone...

Does a Credit Score Matter to Someone Living a Debt-Free Lifestyle?

Mary writes in: My husband and I have been debt free for seven years. Hooray! We cancelled all of our credit cards in 2001 and paid off our home mortgage in 2002. A few weeks ago, our homeowners insurance premium went up substantially. I called our agent to ask...

The Simple Dollar Weekly Roundup: Resolution Updates Edition

I thought I’d update you on my progress with my 2010 resolutions. Resolution #1: Lose 40 pounds I lost three pounds in January, so I’m more or less on pace with this one. My biggest challenge here is the weather, which makes it very difficult to just get outside...

My Investing Blog

How Do I Plan To Reach My Investing Goals For Retirement?

Photo by: emdot Only 0 days 5 hours 2 minutes left until Hanks Holiday Handout drawing! To make my goal of having my net worth be $1,000,000USD by 2020 I need to have a plan laid out. Yes it will change through the years, My wife and I will get...

What Is The Difference Between A Taxable And A Non-taxable Investment Account?

Only 5 days 2 hours 14 minutes left until Hanks Holiday Handout drawing! Good Morning Hank, I was reading this article from Morningstar and they said in it: “Mutual funds are required by law to pass along any income and capital gains they’ve earned throughout the year. These distributions typically take...

What Is A Target Date Mutual Fund And Should I Use It?

Only 5 days 5 hours 02 minutes left until Hanks Holiday Handout drawing! Hank – I have a few “target date” mutual funds in my 401k plan from Fidelity. They are: Fidelity Freedom 2010 FFFCX Fidelity Freedom 2015 FFVFX Fidelity Freedom 2020 FFFDX Fidelity Freedom 2025 FFTWX Fidelity Freedom 2030 FFFEX Fidelity Freedom 2035 FFTHX Fidelity...

What Is The Difference Between A Savings Account And An MMA (Money Market Account)?

Only 8 days 3 hours 35 minutes left until Hanks Holiday Handout drawing! Sorry I’m behind on a few of the readers requests, it has been a busy month for sure! But this was a fairly straight forward answer to Ben. Hi Hank – You have posted a few times...

I’m Ditching My Edward Jones Deferred-Loaded, “B” Shares ROTH IRA

So after writing about how my Edward Jones ROTH IRA was invested in “B shares” of NFPBX and no response back from my Edward Jones rep questioning him if I could get out without paying the 5% deferred load or reallocate the funds elsewhere, I figured it was time to...

More Bad Decisions I’ve Made Investing

I wrote last month about my bad decisions I’ve made investing, and the more I think about it, the more I have. So let’s pick up where I left off: 7. “Investing in Life Insurance” is officially a bad decision. I’ve basically had a savings account with my...

Twitter / ramit

ramit: @zrobertson Sorry man, no payment plans for Tier 3. If you don't have $500+ around, the first thing to do is focus on savings.

ramit: @zrobertson Sorry man, no payment plans for Tier 3. If you don't have $500+ around, the first thing to do is focus on savings....

ramit: @smallchou HAHA

ramit: @smallchou HAHA...

ramit: @zrobertson Nope, sorry man

ramit: @zrobertson Nope, sorry man...

ramit: RT @abbasjaffer: @ramit digging your course. Having gotten though lesson 1, I am already seeing what a good investment it is.

ramit: RT @abbasjaffer: @ramit digging your course. Having gotten though lesson 1, I am already seeing what a good investment it is....

ramit: @_abk Not sure if/when I'll open it up again, but if I do, significantly more

ramit: @_abk Not sure if/when I'll open it up again, but if I do, significantly more...

ramit: My "Earn $1,000 on the Side" course closes today. Hours of video, custom scripts, Master Classes, marketing, pricing. http://bit.ly/bomi3N

ramit: My "Earn $1,000 on the Side" course closes today. Hours of video, custom scripts, Master Classes, marketing, pricing. http://bit.ly/bomi3N...

Poorer Than You

Net Worth Update: January 2010

Happy Groundhog Day! Hopefully we won’t get sucked into a Bill Murray or Buffy-in-the-episode-Life-Serial style time loop! If we do, I’m going to spend that time learning something really awesome, like juggling fire clubs or glass blowing. Barring timeline errors, we’ve got some money stuff to talk about… Change: $527 or...

Coupons from the Entertainment Book, Act 2

We didn’t get one last year because we were moving from one area to another, but this year, we’re all nice and settled. To put it bluntly, the boyfriend and I are coupon whores. We hate eating somewhere if we don’t have a coupon. Wow, that makes it sound like...

10 Places to Make Money Online

One of the most frequent reader questions on Poorer Than You is “How do I make money online?” This week’s guest post tackles 10 ways you can do just that, legitimately and with no start-up costs. This guest post is from education writer Karen Schweitzer. Karen is the About.com Guide...

Savings Snowball: New Year 2010

Ah-hem! It has been brought to my attention that I haven’t done a “Savings Snowball” updates since May of 2009. Thankfully, I’ve been sticking with the snowball since then, just not writing about it at all. There hasn’t been an update because nothing has really changed… until now. When we last...

Listen: Graduating and Job Hunting in the Recession

This is well worth an hour of your time, whether you be a recent grad, a young job-hunter, or a student with graduation in your upcoming future (juniors and seniors, I’m looking at you!). This program is an hour from yesterday’s Kojo Nnamdi Show, an show here on the Washington...

Celebrate! Three Years of PTY

Happy Anniversary! Whether you’ve been reading for the whole three years or you’re just joining the community now, it’s time to celebrate in our achievements! Yes, “our” achievements – I may write this thing, but it’s you, reader, that makes it special. Otherwise, I’d just be airing my financial baggage...

Gather Little by Little - Personal Finance with a Christian Perspective

Friday Gathering: Signing Day Edition

If you are a college football fan, this was a big week. All the fans in my state are upset about all the top recruits that signed to play out of state . . . Here are some articles that I found interesting this week: I am not quite sure what...

Cash ISA Guide

I have been contacted by MoneySuperMarket.com to publish an informative post on Cash ISA accounts. This is a financial product available to residents in the United Kingdom. Since we have UK readers, I thought it would be a nice initiative. In fact, it is pretty similar to the TFSA (Tax...

Our Bank Network

I am a numbers guy . . . a little obsessive compulsive . . . I like organization and strategic planning. I understand if some of you might think this kind of information is a little “wonky”, but I thought I would lay out our bank set-up for you and...

Teaching Your Children About Money Lesson #3: The Meaning of Sacrifice

As you have, no doubt,  already read, I am trying to teach my 4 year old son lessons about money. It is hard to teach them everything about money at this age, but I can tell you that children can learn a lot more than we think! It’s only a...

Which debt do you hate the most?

Our family finances get a lot of attention this time of year. I clean up the Christmas mess, every year we get better at handling Christmas expenses, but we are still not where we would like to be. I start to review my files to make sure I am ready...

Friday Gathering: Tax Time Edition

Lots of tax tips from other bloggers: Lynnae at Being Frugal, prepares her own taxes. I do too and mine are pretty complicated this year. If you purchased a home in 2009, Debt Free Adventure lists Tax Credits for Home Buyers and Owners. I sold a home in...

Frugal Upstate

Recipe: Citrus Rice

We love rice, and my rice cooker makes it very easy to whip up a batch as a side dish. . . but sometimes it can get,1 well, boring. A little lemon juice, a little orange peel, a little dill and you’ve got yourself  something out of the ordinary Citrus Rice 1...

$50 Giftcard Winner

Congratulations to Cathy at the Chief Family Officer-she is the lucky winner of the $50 Walmart Giftcard. Everyone else, stay tuned-I’ll be reviewing and giving away a copy of “$3 Low Calorie Meals” very soon! Related Posts:Congratulations Merry Madagascar Winner!Congratulations!Family Game Night Gift Card Winner!Kraft Macaroni & Cheese Winner!E.L.F Large Studio Makeup...

Reader’s Question: Homemade Flavored Water

Hi Jenn, I have a question for you regarding flavored water.  Generally I enjoy the taste of buying the flavored water however I also find it way too costly.  I do try to buy it when its on sale-but there has to be an even better way. Do you have suggestions for...

Are You Going to Blissdom?

Blissdom is a woman’s blogging conference that is being held in Nashville TN this week.  I am helping to teach a workshop on Social Media 101 (along with the fabulous Wendy Peirsall, Lindsay Maines, Renee Ross & Carrie Ferguson Weir). I’ve noticed from watching the chatter on blogs, twitter & Facebook...

29 Free Printable 2010 Calendars

I hate spending money I don’t have to, and I just love getting something for nothing. . . so when it came time to replace my 2009 calendar with a fresh new 2010 one, the first thing I did was hit the search engines. There I found a TON of...

Menu Plan 2/1

This week is a very short menu plan since I’m heading out to Nashville to speak at and attend the Blissdom conference!  I have learned to accept reality when I go out of town-Yankee Bill is just not going to cook.  Freezer meals will cost more than the meals I...

My 1st Million At 33 - yes, you can do it too

Cat has 9 lives, and stocks may have its last

In my projection, stock markets may make a lower high in about March timeframe. My advice is to sell and get out. Despite my general bearishness, I want to emphasize that this is NOT 1929 great depression, when deflation ruled the days. In fact, at the next intermediate long...

Corruption in Financial Institutions Goes Unpunished

Here is an interesting article detailing on how the “club” of financial institutions may be profiting while all of us suffer. When Enron and WorldCom debacle happened, the people who were responsible went to jail. When financial & mortgage (CDS, SIV, etc.) markets collapsed, NO ONE is even investigated. ...

Brief review on my net worth for 2009

Year 2009 for me personally was an amazing comeback year, and totally beyond my wildest imagination. I don’t know how many people out there can say this, but my net worth luckily almost recovered to the stock market peak of 2007. Without counting the 35+% loss in my home valuation,...

Some thoughts on 2010 stock markets

As the new year begins, the stock market again continues the rally that doesn’t seem to ever end, enough to convince most participants that the bear market has ended, missing the “bargain” of the century back in March of 2009. But all good things come to an end, especially...

Mish blog has been removed?!

I’m trying to read one of my favorite blog by Mish at http://globaleconomicanalysis.blogspot.com, and I’m getting this message: Sorry, the blog at globaleconomicanalysis.blogspot.com has been removed. This address is not available for new blogs. I hope that there is some mistake on the part of eBlogger (belonged to Google), but my personal...

Ironies yet to be: Bernanke on Time Magazine

Helicopter Bernanke has been chosen as the Person of the Year 2009. That is just ridiculous in my personal opinion. For someone along with Greenspan created the single biggest housing bubble (in size) in human history so far, bailing out all the guilty parties and mopping up all the mistakes...

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