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Saving to Inve$t
Nine months after starting my small business and completing my first annual tax return my accountant advised that I start looking into a retirement account/plan for my business in order to lower my overall tax bill and also effectively set aside some of my business profits towards retirement. After...
Second Mortgage Write Down Relief To Help Struggling Home Owners Facing Foreclosure
I know a lot of friends and family who took on a second mortgage to enable them to buy a home a few years ago during the housing boom. Unfortunately, these "bridge loans" or second mortgage's - which enabled them to get a lower rate loan (because the primary loan...
Will the Homebuyer Credit be Extended Again Past April 2010? Plus an Update on the $250 SSI Payment
With the deadline looming for the current home buyer credit that expires in April 2010 (with closing by June 30th 2010), many readers have asked if there is any update on a further extension of this popular tax credit. Recent housing data suggests that the housing market is still struggling...
Bailing Out Wall Street Bonuses Which Averaged $125K in 2009
Great graphic from the Economist showing the upward trend of Wall Street bonuses over the last 20 years. Despite the great recession of 2008, and the suffering of millions of main-street Americans, Wall Street bankers seem to have made out okay and in fact last year was especially good for...
How to Reduce Your Tax Bill Liability By Lowering Your Taxable Income and Claiming More Deductions
I recently filed my taxes and much to my disappointment I ended up owing taxes. While paying taxes is not itself a bad thing, after all I did not give an interest free loan to Uncle Sam, what really hurts is that if I had undertaken a few actions earlier...
Top 6 Movies About People Trying to Get Rich
Money doesn’t buy happiness? Tell that to Hollywood where money is business and box office receipts are what matter! In all seriousness, the old saying might be true, but it doesn’t stop most of us from trying. And, so here are the top six movies about people trying to get...
Wealth Junkies
13 Tips To Get The Most Out of Conferences
Conferences and trade shows are great opportunities to learn about your industry, network, and connect with like minded individuals in your field. I have been fortunate enough to have had the opportunity to attend quite a few events over the past four years. Here are some tips and suggestions to...
Blog Carnivals For The Week Of June 8th
Wealth Junkies was included one carnival this week: The Festival of Frugality features our article Want A Lower Bill? Ask For It. The article can be found under the heading “Saving Money is at the Heart.” Stop by the carnival to read some great posts. a Blog Carnivals For The Week Of June 8th a Blog...
One of the simplest methods to reduce your bills is to call your service provider and ask for a lower rate. It doesn’t always work, but there’s no harm in asking — and if you can convince the rep you speak with that you’re considering canceling, there’s a pretty good...
Count Down to Credit Card Reform
The Credit Cardholders’ Bill of Rights Act of 2009 passed in the Senate last week and it’s just waiting on the President’s signature to become law. Because it’s a bill that has significant support, that signature will not be long in coming. When the bill becomes law, there will be...
Over the last month, I’ve gotten a stack of graduation announcements in the mail — and I’ve even attended a graduation or two. Some are high school graduations, some are from college and some are from graduate school. But no matter what level a person graduates from, there’s a certain...
Keep Your Home Insurance Costs Down: 7 Tips
It’s a rare situation that you can afford to be without home insurance. Most mortgage lenders require home insurance as part of the terms of a mortgage, and even if you own your home free and clear, insurance can be the easiest way to safeguard your investment. But home insurance...
Personal Finance Advice
I live in Florida. Until recently, I would have said that I live in “sunny” Florida to distinguish my state from the cold places to the north. This year, however, cold weather came south for the winter along with all of the snowbirds who flock to Florida just...
Dave Ramsey Financial Peace University Review: Week 4
This is a series of posts about what you will find in Dave Ramsey’s Financial Peace University course. This is week four (week one — week two and week three) This week’s lesson focused on getting out of debt. We’re getting to the meat of the plan now, and I was...
Have you ever thought about how much control over your financial life you give to companies when you sign up for things like cable, cell phone contracts, Internet access, loans, or credit cards? When you engage in most financial transactions, you are letting someone else have a little bit of...
A Life Without Debt: Take Care of Your Stuff
One of the ways we’ve managed to avoid debt is very simple: We take care of all of our possessions so that they will last. Making things last longer means we don’t have to replace them as often, saving us large amounts of money. This sounds like a no brainer,...
The Shopping List: A Simple Way to Save Money and Time
A shopping list sounds like such a simple thing to do, but how many times have you arrived at the store with no list and no idea what you really need? It leads to frustration and overspending, doesn’t it? I hear you now: “A list takes too long to get...
It is hard for me to believe that I have been writing here at Saving Advice for close to two years now. After about 150 columns, I am pleased to count many of you among my new friends! I’ve also developed a sense of how readers are likely...
How I Save Money.net
How I Save Money At CVS: 10 March 2010
Today I paid $0.00 out of pocket for $16.00 worth of items. I only did one transaction and just got two items that I really wanted and then walked out of the store without getting anything else. I am having some problem with the computer and could not get the...
Tracking My Finances In 2010: March Week 2
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the...
Getting Out Of Debt Is About The Mind NOT The Money
This post was inspired by The Gradual Shift, written by Trent at The Simple Dollar. I think that many people think they cannot get out of debt because they simply do not have the finances available, instead of thinking about making the mental change that will help them to find...
I wrote about my experiences with using Lending Club to pay off debt in the past. I am also a lender on the site and must say that although I am not getting the highest interest rate returns, my loans are doing well. I am happy to announce that I now...
Tracking My Finances In 2010: March Week 1
I have decided to post my weekly spending for the previous week on Fridays so you know how my cash has been flowing for the week. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the...
I Cut The Cable And Unplugged The TV To Save Money!!!
A few months ago I wrote that one of the ways to save money in my life was to unplug the television but I morphed into a Frugal Fraud and did not follow through with it. Well on Sunday this week I noticed that I had not watched television for...
The Simple Dollar
The Financial Realities of Growing a Family
Anthony writes in: My wife and I have two children, ages 2 and 1. We’d like to have more; we both think that four would be a great number, although there’s no particular logical reason for that number. The problem is the expense. With daycare costs, adding each...
Other People’s Priorities Don’t Have to Be Your Priorities
Kelly writes in: In the past three months, I’ve paid off all but $2,000 of my credit card debt. I feel happier about my money than I have in a long time. The only problem is that my social life seems to be falling apart. I don’t have...
The Simple Dollar Time Machine: March 13, 2010
Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this...
By Request: Five More Essential Crock Pot Recipes
A long time ago, after posting several articles about using a crock pot to save money and still produce great, quick meals, readers asked me to post ten of my favorite crock pot recipes. Since digging through my recipes and typing them out again in an comprehensible format takes...
An Argument for Secondhand Store Clothes, Even If You Must Dress Nicely
Monica writes in: I don’t understand how you can recommend that people shop in thrift stores for clothes. The stuff there is usually worn out and just looks bad and outdated. I would never wear that stuff to work. It sounds to me like you’ve made up your mind about...
Convenience Foods: What They Really Cost
Every time I visit the grocery store, I’m amazed to see how much of the fresh produce aisle is taken up with prepackaged fresh foods. You know what I’m talking about – bags of prewashed lettuce, pre-cut apples, pre-cut celery, pre-cut pineapple, and so on. I understand why such items...
My Investing Blog
Do You Still Clip Coupons? Do You Ever Get Any Of Them Online?
Photo by: ninjapoodlesI grew up clipping every single food coupon from every single paper we could find. We’d ping our neighbors and relatives if we saw something worth clipping that didn’t have a limit on the number of coupons. We often times walk into the grocery store with...
Another Way To Make Money Online; Courtesy Of Microsoft…
Photo by: A Fighting FaithNo, I’m not talking about the ol’ “Bill Gates will send you money if you forward this email” spoof. I am talking about Microsoft’s Usability Research team. Clearly Microsoft has a lot of new products that need testing, and it can’t all be done in house;...
Should I Hire An Accountant Or Do My Taxes On My Own?
Photo by: herzogbrMy old man used to tell me, “Hank, you want to find yourself a CPA that will walk you RIGHT UP TO the door of jail, but not let you go in.” I think that’s pretty good advice – take what you can, when you can (legally)...
Keep Your Investments Separate For Different Goals
Photo by: Daquella maneraHow many of you use your 401k for your everything bucket? I’ve overheard friends and family talk about their 401k like their “all for one long term savings account” saying things like, “I’m going to use my 401k for my kids education” or “my 401k is used...
Why Is It So Taboo To Talk About Salary And Compensation?
Photo by: takashy How is it that when we can readily see public sector and professional athletes salaries on the web and not bat an eye at it. I’m sure they discuss these things over caviar all the time and it isn’t that big of a deal; but why does...
Should I Take Out A Reverse Mortgage On My House?
My brother mentioned setting my mother up with a reverse mortgage over the holiday break, so I thought I would do some research on what is was and if it was a good idea. I had heard of it before and I have a basic understanding of it, but I...
Twitter / ramit
ramit: Sold out of books at the book signing!
ramit: Sold out of books at the book signing!...
ramit: Getting ready for my 11am #sxsw talk on the "Psychology of Building a Bulletproof Personal Finance System" - http://bit.ly/dhEInt...
ramit: What I'll cover at SXSW (10/10): Which SPECIFIC accounts/tools can u use to automate your $ in a few days? http://bit.ly/dhEInt #iwillteach...
ramit: What I'll cover at SXSW (9/10): How are personal finance & food similar? (Guilt, delusions of willpower..) http://bit.ly/dhEInt #iwillteach...
ramit: What I'll cover at SXSW (8/10): Why do "experts" recommend cutting costs on evrything when it never works? http://bit.ly/dhEInt #iwillteach...
ramit: Haha, @k00kykelly asks "What do you get out of a packed house at SXSW? (besides the ego boost)" Heh I think that ship has sailed...
Poorer Than You
Money can’t buy love! Here are 7 vital signs that you tend to ignore:
This week’s guest post comes from Dorothy Anderson, who is a finance blogger and recommends you be very careful before consolidating debts. Do you remember the song by Beatles? “….I’ll buy you a diamond ring my friend if it makes you feel alright, I’ll get you anything my friend if it makes you...
Net Worth Update: February 2010
Even though it’s not good for my financial picture, net worth calculations are a lot more exciting when it’s unknown… will it go up, or will it go down? Up or down? What’s it gonna be February… up or down? Up (a little)! Change: $4 or 0.01 % At first blush of...
5 Situations Where You Should Leave Your Credit Card in Your Wallet
This week’s guest post comes from Fred, personal finance writer at Credit Card Finder. He helps people to compare credit cards online. There are smart ways to use your credit card: you can keep your wages earning interest in a savings account while you spend on your credit card and pay...
How Big Should Your Emergency Fund Be?
Last month I announced some changes to my Savings Snowball, including dropping the goal for my Emergency Fund from $10,000 to $5,000. No one said anything about that, so it must not have been a huge controversy. But I don’t find myself especially comfortable with either of those numbers. Why?...
Net Worth Update: January 2010
Happy Groundhog Day! Hopefully we won’t get sucked into a Bill Murray or Buffy-in-the-episode-Life-Serial style time loop! If we do, I’m going to spend that time learning something really awesome, like juggling fire clubs or glass blowing. Barring timeline errors, we’ve got some money stuff to talk about… Change: $527 or...
Coupons from the Entertainment Book, Act 2
We didn’t get one last year because we were moving from one area to another, but this year, we’re all nice and settled. To put it bluntly, the boyfriend and I are coupon whores. We hate eating somewhere if we don’t have a coupon. Wow, that makes it sound like...
Gather Little by Little - Personal Finance with a Christian Perspective
Friday Gathering: Spring ahead Edition
Don’t forget to set your clocks ahead one hour this weekend. I would like to call for the abolition of Daylight Savings Time. Why in the world do we do this every year? Anyway, here are some articles that I enjoyed this week: Be sure to stop by Green Panda Treehouse...
Insurance. Every time this word is heard, we frown; we get sceptical. We all know someone who has a “story about an insurance salesman. Since it is a commission based environment (if they don’t sell, they don’t get paid), many clowns become desperate and turn into i-want-to-make-a-quick-sale insurance agents. They...
More stuff can only bring more worry
I remarked to my wife the other day that if we have no major, unexpected financial calamities this year, our financial situation might be back to where it was in 2002-2003. That is, back before we had our second and third child, before we went down to a single income,...
10 outstanding iPhone applications for your financial needs
As Frank Hubbard puts it, “The safe way to double your money is to fold it over once and put it in your pocket”. Do you think this is the only way out to save more money? No, it can never be this. Man is subjected to temptation and no...
Is there a time to ignore your credit score?
Dave Ramsey has done well for himself as a financial advice guru. He was one of the first people to recognize that our culture is steeped in debt, dependent on debt and that debt was enslaving the American culture. Ramsey has not been successful in changing our cultural dependence on...
Friday Gathering: I saw the sun Edition
Spring is springing in my neck of the woods. I hope you see the light at the end of the winter tunnel where you live. Here are some articles that I recommend this week: The second installment of my time saving articles was featured at the 246th Edition of the Carnival...
Frugal Upstate
Here are some interesting little gems from this week in previ0us years here at Frugal Upstate In 2009 I wrote a review of 24C Water, made by the Jones Soda Company. I seem to have had drinks on the brain, as I also gave our experiences with making A Cheaper Chelada...
Fantastic Frugal DIY Ribbon Washer Necklace
I am big on statement jewelery-pieces that just jump out at you and say “look at me!”. Big dangly earrings, unusual necklaces or bracelets. I love them all! But of course although I love big pieces, I don’t love big price tags. I love things I can pick up at a...
I am frequently overly optimistic when I purchase Bananas. They look so golden & delicious. . .the kids love them. . . they are only $.44 a lb. . . we’ll go through a dozen in no time right? Wrong. Sometimes we do-I swear Princess would eat 3 a day if I...
Using Homemade Laundry Detergent in an HE Washing Machine
The most frequent question I get about my homemade laundry soap recipe-both here on the blog and over on my YouTube video for making laundry soap is “Can I use homemade laundry soap/ laundry detergent in an HE washing machine?” The next most common question is “Really? Only one TBS for...
Rubbermaid Drawer Organizer Winner
Congratulations to Tammy, the winner of the Rubbermaid Drawer Organizer set! For all those who didn’t win, don’t despair! I have a Kiwi Shoe Protection Product kit giveaway running right now, and coming soon I have a cookbook. There is even a pair of prescription eyeglasses and frames that I’ll be...
Giveaway: Kiwi Shoe Protector Product Kit
Many of you know that I’m an 11 year US Army veteran. For all 11 of those years I wore your standard black army combat boots: In the last 6 years or so they’ve changed the uniform and boots to the sueded desert style-but back in my time we wore the...
My 1st Million At 33 - yes, you can do it too
US dollar crisis in this decade
As I have said well before the financial crisis hits back in 2006 on my blog, this game between the liars (housing speculators) and the cheaters (the bankers who totally expected to pass the AAA-rated toxic mortgage loans to Fannie Mae & Freddie Mac & other mortgage investors, but somehow...
Why consumers are paying down credit card before mortgage
Here is the article from Marketwatch.com, reporting consumer behavior is changing, putting credit card debt before mortgage. Why would anybody put the priority of unsecured debt over debt that is secured by the home & the roof over someone’s head? It is puzzling to all the bankers and...
I thought that what happened in US since 2007 (and in Japan back in 1990) would have taught people some lessons. But human greed knows no bound. Either they don’t read news, or they’re too greedy. There are still booming undying bubbles in China, Taiwan, Canada, Australia. It...
A buying strategy for the current housing market
Very infrequently I come across some articles that are so well written that I feel obliged to recommend them to people. And I found it at Irvine Housing Blog. IrvineRenter, the owner of the blog has written a couple of excellent articles that should be must-read for every...
“Golden” conversation with my friends & relatives
Because I haven’t been blogging often, some of my friends & relatives have been going through the insider track via phoning me or emailing me directly. I have been spending an extraordinary amount of time on watching over stocks and my own portfolio. This year will be “the...
Few technical indicators give a clear picture on the movement of stocks. Unfortunately, all indicators are often too late by the time when the markets have made their initial move. The more averaging the indicator does, the later it will give you a signal, but the signal becomes...
Freedom From Creditors Blog
Mortgage lenders pursue homeowners even after foreclosure
Debtors with mortgage deficiencies are not in the clear as they think they are. Creditors are waiting for the opportune time to take the unknowing debtor to the cleaners and garnish everything they own and have worked hard for. If debtors don’t protect their assets and them self...
Out of control interest rates?
One card that we recently found out about has a 79.9% interest rate. Now if that is not a legal loan shark what is? To read more about this credit card company scam check out this article. http://www.msnbc.msn.com/id/34468260/ns/business-personal_finance/...
What is the Uniform Commercial Code In The United States?
The Uniform Commercial Code is a set of uniform laws written by the American Law Institute and the National Conference of Commissioners on Uniform State Laws governing commercial transactions. It took over ten years to originally draft the UCC, and a further fourteen years for the UCC to be implemented...
A judgment lien is a court ordered lien that is placed against the home or property when the homeowner simply fails to pay a debt. This doesn’t seem like a big deal, but when the homeowner has a judgment lien against his or her home and wants to sell it,...
Banks are Getting Hammered with Loan Losses
It’s’ no big surprise that banks are trying to collect from the hoards of debtors who have defaulted on loans recently. As you can see from this article , Bank of America has lost 36 Billion dollars. Don’t feel bad if your among these borrowers. The government...
Is It Immoral To Simply Write Off Your Debts?
You may be uneasy about the morals of trying to get something for nothing – I certainly was until I had a close look at the industry. The banks, credit card companies and collection agents all play on your guilt and fear. It’s not OK to owe money you can’t...
Being Frugal.net
Being Frugal and Raising Healthy Kids
This guest post was written by ABCs of Investing, a site where you can learn about the very basics of investing and how to apply to your personal finances. Feel free to subscribe to the feed. One of the difficulties with being a parent is that you want to keep your...
Kyle’s Coupons: Frugal Home Buying Tips
The following is a regular feature by Kyle of Rather-Be-Shopping. Be sure to check his site if you are in need of online coupons or codes! It is a very exciting time for my family. My wife and I are in the process of buying our first home! With the distressed...
Are You Less Frugal Now Than You Were a Year Ago?
If so, read on. A reporter for a major news organization is working on a story about how shoppers are starting to crawl back to some of their favorite major brands (food, clothing etc) and stores as they no longer are panic-stricken about the economy. She would like to speak to...
Review: Unautomate Your Finances
Today is a big day for Baker at Man vs. Debt. He is releasing his first premium guide called Unautomate Your Finances. I had the privilege of taking a sneak peek before the big launch today. I was impressed. Unautomate Your Finances Synopsis Unauatomate Your Finances is divided into three parts. In...
10 Benefits of Raised Garden Beds
Today, if the weather cooperates, my kids and I will be starting our Square Foot Garden. We have a lot of work to do, as the boxes aren’t even on the ground yet. In fact, we still have to build a square foot garden box. Though it’s tempting to just hoe...
Using Your Tools to Achieve Financial Goals – Textbook Personal Finance
This guest post is part of the textbook personal finance series, written by Mrs. Micah. The series covers basic personal finance skills by going through an actual textbook, chapter-by-chapter. Check out the intro post for more information. Over the last few weeks, we’ve been assembling a basic personal finance and tools....
Amateur Asset Allocator
Those who are in retirement know too well that just because you retire, doesn’t mean that your bills and rent will go away. There are always bills after retirement, boosted many times with the cost of health care bills that are incurred due to ADL impairments...
At the risk of stating the obvious, claiming bankruptcy is a process not to be taken lightly. Bankruptcy is the last option that should be considered due to the potential negative affect it can have on your credit and financial future. In fact, if you decide to file, the bankruptcy...
4 Tips For Inexpensive Auto Insurance
There’s no getting around purchasing auto insurance if you drive a car. Not only is car insurance required by law, the cost of being in an accident can quickly surpass the amount you pay for insurance premiums. How much you pay for car insurance is determined by several...
There are different types of IRAs for individual retirement plans which incorporate various tax advantages that offer efficient retirement savings of the United States taxpayers. They are all the same, however, in terms of available investment options. IRA Types The original Individual Retirement Account was developed and established in 1974. Since then...
How To Save Money On Your Cell Phone Bill
Do you cringe every time your cell phone statement comes in the mail? Chances are, you are paying more than absolutely necessary for your cell phone bill. With the following tips, you can reduce your phone bill whether you’re currently shopping for a new cell contract or looking...
Understanding Lending Terms and Mortgage Rates Current and Future
Buying a house or apartment for the first time can be a daunting, even scary experience. The amount of responsibility it brings, along with what is usually a serious amount of debt, is enough for many people to stay in rented accommodation, where there is a benevolent landlord to deal...
Personal Finance 101
Take The “Slap Chop” Out of Investing!
The latest issue of Consumer Reports magazine features an article that looks at why infomercials(and the legend of Billy Mays) are so popular. These ads are carefully scripted to set-off a chemical in your brain called dopamine that typically leads to irrational, compulsive decision-making. This dopamine “high” only lasts for...
Making A Case For Higher Commodity Prices
The following is a case presented to support why we should continue to see an upward investment trend in commodities and how this positive long-term trend is due largely to the supply and demand imbalances that persist in industries that produce commodities. In addition, the market turmoil of the past two years...
French Investors Turn To Cash Cows…Literally!
In spite of the many articles published here at Dividend Money and the powerful rally that took place over the summer across global equity markets, some investors are still not ready to plunge back into equities. However, long-term Investors who choose to sit in perceived ‘safe’ investment like savings accounts, CDs and money market funds...
3 Key Issues That Influence the Stock Market
As we head into the fall and we look forward toward next year, it is important to take a look at the general econimc landscape, assess the data that we have access to, and develop our views on the performance of our investments going forward. The following are three high-level economic...
A Look at the Market’s Big Picture
Just a few days into August and markets seem to have picked up where they left off in July. Here’s a summary of market action and key developments from last month, including monthly benchmarks. Investors saw more data indicating that healing is underway in the global economy. Increased optimism paved the way...
Fix My Personal Finance - Personal Finance Advice - Money Management Advice
Woo your valentine with 10 most romantic frugal ideas
As Valentine’s Day is round the corner, lovers across the planet get busy in thinking about gift that they can give to say those magical three words “I Love You”. When it comes to gifts, it means money. The more expensive gifts, the more money you let out. But...
There are so many different savings accounts available it can be difficult to know which one is best for you - The price comparison site Moneysupermarket.com advises that you use their search tool in order to find which savings option would suit you best. Of course, you can compare accounts all...
How to Obtain Low Cost Teenage Car Insurance
Life is tough as it is without having to pay for insurance, but one way or another they give you peace of mind. There’s the fact, however, that there are just some types of insurance required by the law, such as auto insurance. One topic that you might want to...
Child care assistance. A few years ago, workers at Xerox got what the American rank and file would kill for: child care grants (up to $2,500 per year) for any employee earning under $50,000. Most companies aren’t quite so generous, yet fully eight out of 10 today provide some type...
In this age of diminishing corporate givebacks, there is some good news. More companies are willing to offer so-called family-friendly benefits -perks that tend to be easy on the corporate coffers and, in turn, raise job satisfaction among employees. Some of these perks may be unwritten, and still others may...
If you work for a company that will help finance your golden years, consider yourself lucky. Since 1990 nearly 50,000 U.S. Firms have axed the traditional, company-paid pension. This benefit is quickly becoming a relic of the past. In 1988 close to 80% of the nation’s small- and medium-size companies...
Generation X Finance
How to Negotiate Remote Work With An Employer
Working Remotely is the Holy Grail for Many Workers Travel is liberating. It allows us to experience places and cultural happenings beyond our wildest imaginations. It puts things in perspective and gives us countless stories to recant to friends and family members who want to know what it feels like to...
3 Possible Market Bubbles on the Horizon
This is a guest post by The Financial Blogger: I’m working in the financial industry and I am specialized in personal finance. I’m always trying to find way to make money differently than receiving my pay check every two weeks. I recently hit a 6 figure income at the age of...
Do You Really Need a Mortgage In Your Twenties?
This is a guest post from MD of Studenomics. A personal finance blog for 20-somethings that want to kill debt, make some cash, and enjoy life. If you like the article, please consider subscribing for free updates. In the North American society it’s no secret that owning a home has become apart of life. For...
28 Tips to Save Money on Car Expenses and Save Thousands of Dollars
There Are Many Ways to Save on Car Costs Do you own a car? You probably do, and that means you probably know how expensive it can be. Did you know that the average person will spend over $500,000 on vehicles and vehicle-related expenses over their lifetime. It really starts to...
Birthday Freebies Worth Checking Out
Even though birthdays come only once a year, businesses make your “big day” one to remember by offering you complimentary meals, gifts, and free admission. Here are a few things offered to birthday club and mailing list members: Cedar Point Amusement Park’s exclusive indoor waterpark resort, Castaway Bay, has a Birthday Club...
Crock Pot BBQ Pulled Pork Recipe for Under $15 – Easy and Frugal
Cheap BBQ Pulled Pork Recipe Can Feed a Crowd One of the best ways to save money cooking at home is by using recipes that utilize an inexpensive cut of meat. The problem is that many people think cheap cuts of meat equals tough, or otherwise poor quality meat. This is...