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Flashback: Economic Forecasting FAIL!
From the back cover:Dent identifies opportunities, explores trends, and makes concrete predictions. Among them are: A Dow that will reach at least 21,500 and possibly 35,000 by the year 2008.Far from being a "roaring" decade, the 2000s had the slowest rate of job growth since the Great Depression....
Should, or can, central banks target asset prices?
Click here for a variety of expert opinions....
Dean Baker: Recession not caused by a financial crisis
Dean Baker, the earliest economist to publicly warn about a housing bubble, argues that the recession was directly caused by the decline of the housing bubble, not by the financial crisis:Politicians and the media continue to refer to the economic downturn as being the result of a financial crisis. This...
Did the Washington DC metro area have a recession?
A question from the blog comments:Question, does anyone know if we officially went into a recession in this area "2 negative quarters of GRP"?? My suspicion is no, in which case, its inaccurate to say we are "emerging" from the recession when we never entered one in the first place.First...
Real estate billionaire Mort Zuckerman describes the state of the housing market:America’s housing crisis has not gone away. If anything, it is getting more severe. Today, median single family house prices nationwide are down by slightly more than 30 per cent from their early 2006 peak. Fusion IQ, the research...
Apparently, China may have its own housing bubble:Premier Wen Jiabao pledged further measures to curb speculation in China's housing market Friday, signaling that lending to the sector would be tightened as well as the imposition of targeted taxes and stricter enforcement of real estate laws."We will rein in speculative housing...
BBC News and Sport Search: real estate
Mexican shakes up world rich list
Mexican Carlos Slim overtakes Bill Gates as the world's richest man, according to the Forbes "rich list", with a fortune of $53.5bn....
Hard drive evolution could hit XP
Hard drives are about to undergo one of the biggest format shifts in 30 years but it could cause problems for users of Windows XP....
Da Vinci trial hears of '£4m fee'
The Da Vinci painting ransom trial hears how a lawyer thought he had negotiated payments of £4m to get the painting back....
US economic growth 'hit by snow'
The US economy has continued to grow this year but only at a "modest" pace, with heavy snow a key factor, a Fed report says....
New headquarters for whisky firm
Whisky company Glenmorangie finds a new home for its headquarters in the centre of Edinburgh....
Greek finances better in January
Greece says budget revenues in January exceeded its targets - rare positive news for a country in the midst of a debt crisis....
Housing Predictor
The key question financial experts in New York are asking is, "Can we ever get out of this mess?"...
A small Ohio company is coming to the rescue of homeowners at risk of foreclosure, matching private investors to buy homes....
In 2010 home buyers will get deals like it's a blue light special at K-Mart....
Early winter snows haven't chilled the markets in Minnesota, where the downturn isn't as bad as other places....
The turn around is starting in some areas of Arizona as markets signal early signs of hitting bottom....
White House Plan to Expand Mortgage Lending
A new White House plan may aid homeowners at risk of foreclosure and expand mortgage lending....
Blogging In The Rain Real Estate Marketing Blog
3 Simple Ways to Touch-Up Your Internet Presence for Effective Real Estate Marketing
3 Simple Ways To Touch-Up Your Internet Presence for Effective Real Estate Marketing First impressions do make a difference. Here are three simple ways to keep your Internet presence effective for real estate marketing and make it outlast the competition. 1. Email addresses Let them work or you. Instead of sending clients to...
2/06/2010-2/28/2010 RealSkillz Freebie Picks- Free Online Reads and Real Estate Marketing Resources for Real Estate Agents and Real Estate Companies Ten Types of Landing Page Goals for PPC Campaigns A blog post from Search Engine Journal about how to get results from your PPC campaigns. Many real estate professionals ask about the effectiveness...
1/24/2010-2/05/2010 RealSkillz Freebie Picks- Free Online Reads and Real Estate Marketing Resources for Real Estate Agents and Real Estate Companies How to Create An Incentive for Visitors To Fan Your Facebook Page A blog post, day 17 in a series from John Haydon on how to optimize your blog with social media,...
The Top Top Three Tips to Become A Blog Originator and Build your Brand Identity Online
The Top Three Tips to Become a Blog Originator and Build Your Brand Identity Online Is blogging dead? This is the question that seems to resurface every time a micro-blogging platform gains more visibility, new features, and higher traction. To me it is like a comparison between a quick bite to...
Week of 01/18/10- 01/23/10 Real Skillz Freebie Picks- Free Online Reads and Real Estate Marketing Resources for Real Estate Agents and Real Estate Companies Developing Perusasive Content for List Building An article from Website Magazine on the different ways to strengthen your content in order to build your contact database. The article breaks...
Week of 01/10/10- 01/18/10 Real Skillz Freebie Picks- Free Online Reads and Real Estate Marketing Resources for Real Estate Agents and Real Estate Companies What's Motivating the Social Relationship Between Consumers and Companies? A new chart from Marketing Sherpa exploring how consumers interact with companies who use social media. The report...
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Helping Boston Area Business Leaders Go Green - LittleFoot Energy
LittleFoot Energy Corporation is a Massachusetts based company founded with the mission of helping companies and building owners prioritize, monetize, fund, and implement a broad range of energy projects that reduce dependency on fossil fuels, increase the bottom line, and position for a strengthened competitive future. LittleFoot Energy's OnTrack System...
President of the New England Chapter of the CCIM Institute...
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Interior architect with the The S/L/A/M Collaborative, Inc. and incoming president for The Real Estate Exchange CREW Connecticut....
President of the Real Estate Exchange...
Arizona Mortgage News
A Debt Elimination Program May Be the Solution for You
So you find yourself in debt. You shouldn’t be too hard on yourself because you aren’t alone. Considering the way that the credit card companies gave out pre-approved cards to pretty much everyone it’s a wonder more people aren’t finding themselves in trouble. Still, if the situation exists the best...
Credit repair isn’t a difficult action. As for me I hate talking about money and other things closely connected with consumption and standard of living. But sometimes there’s an urgent necessity to talk about such things in order to become stronger than before. We should realize that by simply ignoring our...
Credit Repair Will Cheer You Up
Terminate your current debts. The problem of bad credit keeps on rising on our way quite regularly. And poor people don’t know what they should do to get out of such a mess. But to my great regret not all of them are able to cope with this trouble by themselves....
The Basic Issues About Credit Card Debt For You To Be Aware Of
Let me tell you what a credit card debt story may start from. You have a rather good or perfect credit score and apply for a credit card. Here you get it, the credit card company is glad to cooperate with you. You are excited and start using it. In a...
The Basics Of Student Credit Card Application
Student credit cards are easiest to apply for. Young people usually don’t have any credit score because their independent financial life has just started, and that is why credit card companies accept their credit card applications with no credit score. This is actually where students begin to build their credit...
Credit Card Application: Key Things To Be Aware Of
The pace of our life is contstantly increasing, and it seems that this is the technology which makes us be in a hurry, and not visa versa. When we think that it can be no faster, new and new inventions appear, and we need to hurry up. Whether it is...
ICSC SmartBrief
Survey: Retail executives say they are more confident about prospects
Shopping center executives say they are feeling better about the economy and retail environment, according to the latest Shop -More- ...
Centro Retail CEO Robert Tsenin faces demerger, other issues
Centro Retail Trust has named Robert Tsenin as its CEO. -More- ...
PREIT renews $670 million credit line
Pennsylvania Real Estate Investment Trust has negotiated the renewal of $670 million in loans with 15 lenders. -More- ...
Luxury U.K. retailer Liberty is in takeover talks and may sell London building
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More commercial real estate owners may hand keys back to lenders
Owners of commercial properties are abandoning buildings with values that are underwater -- one example being Vornado Realty -More- ...
E&Y: Global REITs are poised for growth after 3 grueling years
REITs are top performers in real estate markets around the world, according to Ernst & Young's "Global REIT Report 2010: Agai -More- ...
The Mortgage Reports
The Official Mortgage Rate Prediction For The Next 7 Days (March 11, 2010)
Purchase activity is up. Talk with your friends in real estate, talk with your friends in mortgage, talk with, really, somewhat involved in the real estate business. Home buyers are out and they're writing contracts. It's good news for the economy and bad news for mortgage rates....
Tax Escrow Reserve Chart For Home Purchases In Hamilton, Warren, Butler And Clermont County
Most lenders prefer homeowners to escrow and, as such, they penalize those that choose not to. The fee to "waive escrows" -- to pay your own taxes -- can be as high as 0.25 percent of the amount you're borrowing. On a $400,000 mortgage, that amounts to a $1,000...
How To Shop For Mortgages And Keep Your Credit Scores High
Credit scoring is a huge part of the mortgage world. A given credit score can mean the difference between a 5 percent rate and a 6 percent rate; a conventional mortgage and an FHA mortgage; an underwriting approval and an underwriting denial. And yet, there's a persistent belief among Americans...
8 Ways To “Un-Approve” Your Mortgage By Mistake
In mortgages, nothing's done until it's done. Here are 8 things you should absolutely not do between application and funding. Ignore them at your own peril....
The Official Mortgage Rate Prediction For The Next 7 Days (March 4, 2010)
Need a mortgage rate prediction? I am a regular participant in the Bankrate.com Mortgage Rate Trend survey and this week's survey may help you....
2010 Conforming Loan Limits : Same As 2009, 2008, 2007 and 2006
Conforming mortgages are appropriately named; they "conform" to the mortgage underwriting guidelines of Fannie Mae or Freddie Mac. Mortgages meeting these criteria are securitized on Wall Street as mortgage-backed bonds. As mortgage performance has weakened, however, lending standards have tightened. Today's would-be borrowers are asked to document more income, deeper...
Square Feet
The Cleveland Fed Justifying Its Existence
….this was actually put out by the Cleveland Fed on March 1, 2010. I wouldn’t believe it unless I saw it. [via ZeroHedge] ...
$46B in CMBS Balances Now Delinquent
RealPoint’s February report is out and things continue to get worse on the CMBS front. Not only is the oustanding CMBS loan amount huge, but the rate of growth is staggering. The amount of distressed 90+ day loans rose 28% in one month. In January 2010, the delinquent unpaid balance for...
Tom Flexner, head at Citi Global Property and LeFrak of the LeFrak Organization on CNBC. Lots of capital sitting on the sidelines, and LeFrak is trying to figure out how to deploy it. Flexner’s answer: reduce your return requirements. ...
Golden State Portfolio Hits The Market
Back in December, CBRE won the pony show to sell off a 7 million square feet portfolio of our property. It’s officially hit the market and just in time for IOU’s. ...
The Redevelopment Agency has issued its monthly report and while activity at downtown San Jose condos seems to be improving, sales continue to be extremely slow: 360 Residences – 0/213 Units Closed Escrow (but they are getting a Subway on the ground floor!) Axis – 86/329U Closed Escrow City Heights – 95/124 Units...
Dimon: California Larger Risk Than Greece
Jamie Dimon, the chief of JP Morgan Chase has indicated that California poses a larger risk than Greece. Mr Dimon told investors at the Wall Street bank’s annual meeting that “there could be contagion” if a state the size of California, the biggest of the United States, had problems making debt...
Missouri Living at it's BEST!
Branson Missouri Real Estate Market Report for February 2010
According to my local MLS, Branson single family homes sales last month total was 14 homes sold. The highest priced one sold for $169,000 and the lowest priced one sold for $25,000 with a median price of $110,000. That is 3 more homes than the previous month's sales total (yahoo!)...
Stone County Missouri Market Report for February 2010
According to our local MLS statistics, single family homes sales in Stone County MO last month totaled 20 single family homes. The highest priced one sold for $499,275 and the lowest priced one sold for $38,000. The median price for homes last month was about $160,000. That is almost triple...
1173 Holiday Hills Dr., Cape Fair, MO 65624 for sale.
Details Photo Gallery Cape Fair (Stone County) FOR SALE$129,900 Priced to sell right away Souvenir Realty, Inc. Steve Mattison ABR e-ProEmail SteveWork: 417-357-8326Cell: 417-350-9743Fax: 417-357-6976 More Photos(26) SDC11031 Quick Links Virtual Tour Request More Info Email Listing More Photos(26) Details <!--First 10 details in the format [DetailType]:[Detail] next detail-->Address: 1173 Holiday Hills Dr Type: Residential Style: Single Story...
93 Nightfall Lane, Branson West, Missouri 65737
Details <!--Link to photos-->Photo Gallery <!--Link to Rooms-->View Rooms <!-- Title : zipcode-City ( Neighbourhood ) -->65737-Branson West (Deer Mountain Heights) <!--IsMls--><!--Status-->FOR SALE<!--Price-->$89,000 <!--PriceHighlight-->Priced to sell "as is" <!--Listing Photo/Agent info--> <!--Brokerage Name-->Souvenir Realty, Inc. <!--Agent Name-->Steve Mattison ABR e-ProEmail Steve<!--Contact Info in the format [Type of contact]:[number] repeating for each-->Work: 417-357-8326Cell: 417-350-9743Fax: 417-357-6976 More Photos(35)...
La Iguana has Baja Style Mexican Food and is in Branson Missouri too!
Predominent Tex-Mex style Mexican food has such a strong influence on Ozarkians tastes for Mexican Food that I feel it is necessary to promote my new friend Alex's Taco and Burrito business in Branson. He has only been open for a few months and already is seeing more and more...
Stone County Missouri and the Table Rock Lake area Real Estate Market Report for January 2010.
According to the local MLS statistics, single family homes sales in Stone County MO last month more than doubled with a total of 7 single family homes closing escrow. The highest priced one sold for $402,500 and the lowest priced one sold for $113,000. That gave us a median price...
Home mortgage rates and real estate news - CNNMoney.com
Mortgage help: 170,000 get aid
More than 170,000 troubled homeowners are breathing a lasting sigh of relief now that they've received permanent modifications under the Obama administration's foreclosure prevention program....
The three-figure kitchen makeover
Living with an undersize, outdated kitchen? If so, a sledgehammer may feel like the only solution. But these days you're probably not up for spending the $50,000 or more -- maybe much more -- it would cost to demolish the space and build a new state-of-the-art room from scratch....
The national foreclosure rate fell 2% in February from a month earlier, according to an industry report released Thursday, the latest sign that the pace of foreclosures is slowing....
Lots of people, especially those trying to battle high utility bills, believe in energy-efficient homebuilding....
Can't make your mortgage? Get an emergency loan
Erin and Robert Smith had no problem handling the $2,000 monthly payment on their home ... until they lost their jobs....
A plan to save commercial real estate
Economists have long been predicting commercial real estate could be the next day of reckoning for the financial markets, with a wave of defaults looming as billions of dollars in troubled loans come due in the coming months....
Big Bear Lake Real Estate - The Tim Wood Group
5 Questions Every Buyer Should Ask Their Realtor
1. Are you a Realtor or an agent? Most folks probably don’t realize that there is a definite difference between the two. A person who joins the National Association of Realtors is bound by the code of ethics of the association and must conform their conduct to meet its ideals...
“But My Neighbors Are Asking A Lot More For Their Homes”
I get that response a lot from sellers when we talk about the current value of their home. And my reply, “the same neighbors who have been on the market 6-12 months without selling?” If you are going to compare prices with neighbors, make sure you are comparing with the...
Big Bear Home Sales – February 2010
Home sales in Big Bear remained relatively stable in February 2010 with no major shifts either way. Big Bear Home Sales Home sales in February were up a modest 7% when compared to the January sales (61 v. 57), and year over year, sales about 5% from the February 2009. Compared to...
The Seclusion Factor – Tips on Finding a Great Setting for Your Big Bear Cabin
The first thought most people have when thinking of a mountain cabin is a secluded, charming place in the middle of the woods. Most buyers are looking for a place to escape from the city and hustle and bustle they live in. Obviously, a secluded cabin would be the best way to make sure...
Does Your Big Bear Property Stand Out Like A Purple Cow?
If you want to sell, it should. Here are a couple thoughts I have to help it stand out. Can’t see the embedded video? Click here....
Big Bear Foreclosure Numbers – January 2010
Foreclosure filings in Big Bear were down 14% in January 2010 when compared to December 2009. Year over year, foreclosure filings were down 7% from the January 2009 numbers. This is kinda big news as it is the first time in more than a year that I can recall the...
The Phoenix Real Estate Guy
Homeowners’ Survival Event – Phoenix homeowners in trouble – read this!
Are you a Phoenix homeowner facing foreclosure or a short sale? Maybe you are looking at an increase in your adjustable rate mortgage? On March 20, a free community assistance event may have some of the help you need....
We are #1!! Now please make it stop.
Lots of real estate agents and brokerages make claims to be "NUMBER ONE!" in all sorts of matters. Yet they rarely back those claims with data. And really, does it even matter to the consumer?...
Fighting Fraud Is Part Of The Job
Fighting fraud has become a big part of the job for escrow and title professionals. We are not only protecting our company, but we are protecting lenders, buyers and sellers as well. The bad guys are very creative, as detailed in the following story...
Short Selling Your House: Making The Decision
Making the decision to short sell your house will at least make your stress level decrease. Generally speaking....
MLS Photo Fail – Sellers, pay heed to your home’s pictures
Photos of your home are one of the major factors in a buyer choosing to see your home in person. Lousy photos can ensure your home doesn't sell. Here's a real winner......
Customized Short URLs: Brand your links on Twitter, SMS, Facebook, etc
Using Google's Short URL application to branded shortened URLs. It's pretty painless. And it's free. The question of course, is does branding a short URL really matter?...
The Refinement of Income and Rent Determination Requirements in Public and Assisted Housing Programs: Implementation of the Enterprise Income Verification System – Amendments; Final Rule, was published in the Federal Register, December 29, 2009. The final rule will become effective January 31, 2010....
UPDATE ON THE DECEMBER 2009 EIV WEBCAST
The EIV webcast has been taped and will be posted to HUD's webcasts page. A live Question and Answer session will be held on February 25, 2010 from 11:00 EST to 1:00 EST....
Users can scroll down to " Brochure." Hardcopies of the English version and all of the translated versions are available from the Multifamily Housing Clearinghouse by calling 1-800-685-8470....
2010 Operating Cost Adjustment Factors (OCAFs) Operating Cost Adjustment Factors (OCAF) Published
The Operating Cost Adjustment Factors (OCAF) for 2010 were published in the November 12, 2009 Federal Register. The factors are effective February 11, 2010....
The appropriate changes and/or revisions to Chapter 6, Conducting Management Reviews, have not completed the required clearance process. To give sufficient time for the publication and to review the changes and/or revisions, implementation is extended until March 1, 2010....
No Social Security Cost-of-Living Adjustment (COLA) for 2010
With consumer prices down over the past year, monthly Social Security and Supplemental Security Income benefits for more than 57 million Americans will not automatically increase in 2010. This will be the first year without an automatic Cost-of-Living Adjustment (COLA) since they went into effect in 1975. For additional...
Real Estate Q&A
When I moved into my rental apartment, I paid a security deposit of one month's rent, which the landlord has kept in an interest-bearing account. I recently received a 1099 tax form stating the interest earned on that amount, as well as notice of a "Landlord Administrative Fee" equal to...
Carpeting Rules Laid Out in Bylaws
What recourse do I have if my condominium board refuses to adopt a requirement to carpet?...
Adding 'Partners' to Co-op Shares
I moved into my partner's co-op five years ago, but the board refuses to add my name to the shares and proprietary lease....
I live in a 1920s co-op building. The board allowed a shareholder to put a bathroom in his apartment near a common stairwell. The result has been an assault on the senses of anyone who walks down the stairs. Does this require a change to the certificate of occupancy?...
Timing a Move After a Lease Expires
The lease on my rent-stabilized apartment ends on March 31. I plan to move out in a couple of months and do not want to sign the lease renewal. If I don't sign it, will I automatically become a month-to-month tenant at the new rent?...
Maintenance Costs Through the Roof?
I am about to buy a penthouse co-op with 600 square feet of private outdoor space on the roof. I would like to build a bedroom on this space. The managing agent said that if I did, the shares would need to be reallocated, thus raising the maintenance. Since the...
Credit.Com News Feed: Housing Market
Foreclosure activity decreases in February
Severe winter weather may be to blame for last month's drop in foreclosure activity, according to a recent report by online foreclosure marketplace RealtyTrac....
Underwater mortgages may regain value, column says
Walking away may seem like an attractive option for homeowners who would rather escape an unaffordable loan than worry about damage to their credit score....
HAMP has not prevented foreclosures, realtors say
The majority of realtors do not think the federal government's loan modification program has reduced foreclosures in their region, according to a recent survey by Homes & Land....
January sees drop in construction spending
As the government attempts to stimulate the housing market through a tax credit for first time homebuyers, a recent report shows that construction spending went down in January....
Column: Modification program needs review
A program aimed at helping distressed homeowners may not be enough, according to a column by the Washington Post....
Existing home sales decline despite tax credit for first time homebuyers
Despite a large tax credit for first time homebuyers, existing home sales took a plunge in January....