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Like so many others, 2009 wasn't a very good year for me. If you know me very well, you've got a pretty good idea of the endless stream of life challenges the year brought right up until the very end. I'm glad it's over and I'm beginning to feel rejuvenated...
This week's CORE brought 24 submissions that ran the usual gamut of self-promotion wrapped up in the absurdly obvious to insightful posts with fresh perspectives and topics. The following are the 3 picks I've selected from the submissions. There were some great hyper-local topics as well. I'll get them all...
I'll be hosting Monday's CORE. Be sure to submit your best posts!Copyright 2008, Michael A. Price...
This week's edition of CORE had 17 submissions. Here are my picks.Honorable Mention - Matt Swanson - GeekEstate BlogHow To Eliminate The Guesswork From Site DesignWhile I personally think there are many more intracacies and nuances of establishing a winning web presence, Matthew does a great job of exposing readers...
UPDATED: Podcast: Paul Chaney Discusses His Upcoming Social Media Book, The Digital Handshake
In the latest episode of Mike's Mic, Paul Chaney takes time to discuss his forthcoming book, The Digital Handshake. The book covers proven strategies geared toward small businesses interested in exploring how social media can be used productively and proactively. With the shelves stuffed full of tomes on how to...
Yahoo Launches New Real Estate Resource
I didn't make it to Inman Connect this year in SF but that hasn't stopped me from enjoying the steady stream of announcements and information coming from the event. I have been tracking #icsf in Twitter and following some of the live Qik streaming that a few people are doing...
Buy Owner Blog
15 Minutes to a Better Staged Home
You can’t learn too much about real estate without hearing this crucial truth: staging matters. Take our posts here at the Buy Owner Blog, for example, where we’ve given you 12 Tips for Staging to Sell, the Top 10 Staging Tips and tips on staging for summer, staging the backyard,...
Featured City: Pembroke Pines, FL
Make your new home in the award-winning city of Pembroke Pines, which offers proximity to parks, golf, beaches and highways. The second most populated city in Broward County, Pembroke Pines is an award-winning area that offers the best of South Florida living! Residents of this community enjoy access to...
Beating the Market: How to Sell Now!
It’s true the market shows signs of improvement, but it still has a long way to go before the term "buyers’ market" no longer applies. With so many homes available today, buyers have plenty to choose from, so you have to do all you can to make yours stand...
Have you always dreamed about living in a trendy industrial loft? What if you could do that without moving to a big city, giving up a backyard or paying a hefty price for your pad? The Buy Owner Blog is here to show you how to get the look...
According to a recent Wall Street Journal article, some green products featured at the 2010 International Builders' Conference have been slow to catch on. [...]...
As part of a special feature at the Buy Owner Blog, we’ll be highlighting cities throughout the nation, profiling their attractions and conveniences, as well as pointing out some currently for-sale homes in the area! Today's featured city: Hudson, Florida! Located south of the Florida Nature Coast and 40 minutes north of...
Lansner on Real Estate
Northern O.C. homebuying off 8%
For the 22 business days ending February 25 – freshest numbers from DataQuick — our region-by-region analysis of homebuying shows Orange County slices up geographically speaking this way … DataQuick identified 580 homes selling in Orange County’s north-inland ZIP codes in this most recent period, -2% from a year ago. Median selling price? $495,000 in...
Builder sees ‘pockets of strength’ in SoCal
Longtime homebuilding executive William H. McFarland has taken the reins as CEO of FNE Holdings LLC, the parent company of Irvine-based Fieldstone Homes. The 29-year-old Fieldstone has built nearly 26,000 homes in Southern California, Utah and Texas. In the past, McFarland served in various executive positions at the Irvine Co., overseeing...
Really? Flaws seen in Zillow ‘Zestimates’
Real estate news and views from around the globe that make you go, “Really?” OVERVALUED: Estimates of home values from Zillow.com may be no more accurate than homeowners’ estimates of value, according to a new study in The Appraisal Journal. (HousingWire) MORE HERE! U.K.’S PRICIEST: London’s Chester Square tops U.K. priciest list...
O.C. house sales below a year ago
For the 22 business days ending February 25 – DataQuick’s latest homebuying report — Orange County saw … For 22 business days ending Feb. 25 Slice Price Yr. ago Sales Yr. ago Houses $485,000 +12.8% 1,486 -0.5% Condos $290,000 +11.5% 776 +13.0% New $553,000 +15.9% 117 +58.1% All O.C. $420,000 +12.3% 2,379 +5.5% O.C. shoppers bought 2,379 residences — that is +5.5%...
For the 22 business days ending February 25 – DataQuick’s freshest stats — Orange County homebuying patterns showed: 56 of O.C.’s 83 ZIP codes had gains in their respective median selling price. Overall, prices were +12.3% vs. a year ago. Taking sales volume in consideration, home pricing is up in ZIPs representing 60% of the Orange...
85,000 O.C. real estate jobs gone
In January, Orange County real estate and finance bosses employed 199,200 workers, 24,600 below 2009 levels and 85,100 less than the recent cycle’s peak, by the state Employment Development Dept.’s freshly revised math. Job slice Last mo. Vs. ‘09 Vs. ‘09 Construction 65,800 -15,000 -18.6% • Construct buildings 13,900 -4,600 -24.9% • Heavy construction 6,500 -1,500 -18.8% • Specialty trades 45,400 -8,900 -16.4% Lending activities 32,000 -500 -1.5% • ...
Real Estate Market Conditions
Chicago, IL – Will County Housing Update for February 2010
County: Will Year to Year Comparison Month Feb-2009 Feb-2010 % Change % Sold Price to Asking Price 94% 95% 1% Sold Homes 300 314 5% Asking Price Per Home $ 205,871 $ 207,328 1% Sold Price Per Home $ 193,832......
Chicago, IL – McHenry County Housing Update for February 2010
County: McHenry Year to Year Comparison Month Feb-2009 Feb-2010 % Change % Sold Price to Asking Price 93% 95% 2% Sold Homes 139 163 17% Asking Price Per Home $ 210,004 $ 184,262 -12% Sold Price Per Home $ 196,291......
Chicago, IL – Lake County Housing Update for February 2010
County: Lake Year to Year Comparison Month Feb-2009 Feb-2010 % Change % Sold Price to Asking Price 91% 92% 1% Sold Homes 233 337 45% Asking Price Per Home $ 287,556 $ 328,258 14% Sold Price Per Home $ 262,281......
Chicago, IL – Kendall County Housing Update for February 2010
County: Kendall Year to Year Comparison Month Feb-2009 Feb-2010 % Change % Sold Price to Asking Price 97% 96% -1% Sold Homes 72 85 18% Asking Price Per Home $ 210,315 $ 208,298 -1% Sold Price Per Home $ 203,616......
Chicago, IL – Kane County Housing Update for February 2010
County: Kane Year to Year Comparison Month Feb-2009 Feb-2010 % Change % Sold Price to Asking Price 93% 95% 2% Sold Homes 187 271 45% Asking Price Per Home $ 213,952 $ 192,272 -10% Sold Price Per Home $ 198,246......
Housing Wire
Mortgage Rates Above 5% as 2009 Ends
The year ends with mortgage rates just over 5%, according to mortgage giant Freddie Mac [[FRE]]. According to Freddie’s weekly survey, the 30-year fixed-rate mortgage (FRM) averaged 5.14% with an average 0.7 point for the week ending Dec. 31. The rate is up from last week’s 5.05% and from the same...
HUD Eliminates 1% Cap on FHA Mortgages
The US Department of Housing and Urban Development (HUD) removed the 1% origination fee cap on loans insured by the Federal Housing Agency (FHA), according a mortgagee letter sent out this week. HUD made the change to remain consistent with the Real Estate Settlement Procedures Act (RESPA), which will require mortgage...
A look back: HW’s Top Stories of 2009
The end of the year is upon us — and what a year it’s been! Here’s a look at the top 5 most-read stories from HW this year. A Game of Credit Cost Smoke and Mirrors at Wells Fargo? Paul Jackson, April 9, 2009 This story about potential lurking credit costs at WFC...
UK Home Prices Climb 5.9% in 2009: Nationwide
Home prices in the UK climbed 5.9% in 2009, according to a report from the Nationwide Building Society. The average price of a home in the UK landed at £162,103 ($257,105) to end the year with an 8.9% rebound from their lowest point in February 2009, according to Martin Gahbauer, Nationwide’s...
Treasury Pumps $3.8bn More Into GMAC
The U.S. taxpayer now owns a majority interest in GMAC Financial Services, which this week received a capital infusion of $3.79bn from the US Treasury Department. The latest government-led effort to bolster GMAC’s capital base comes as part of a year-end effort to close a capital shortfall, per government stress...
In This Corner: Valligent CEO Jeremy McCarty
Jeremy McCarty is the CEO and chief valuation strategist of Roseville, Calif.-based Valligent. Formerly known as EAS, Valligent operates in the areas of national residential valuation and collateral risk management solutions, including appraisal review, proprietary valuation, loan pool reconciliation tie-out services, and appraisal underwriting. Jeremy has over 20 years of...
National Mortgage News Headlines
HAMP Mods Finally Gathering Steam
The pace of permanent Home Affordable Mortgage Program loan modifications is now averaging roughly 50,000 a month with the cumbersome government program finally getting its legs....
Downgrades Coming for Re-securitized MBS?
Moody's Investors Service has placed 40 RMBS re-securitization tranches with a current outstanding balance of $500 million on watch for possible downgrade....
4Q Lending Volumes Weakest of the Year, Refis Down
Mortgage bankers funded roughly $414 billion of new home loans in the fourth quarter, the industry's worst quarter of the year and an indication that production -- as anticipated -- will be weaker in 2010....
Treasury Eyeing Nationwide Negative Equity Program
The Obama administration is working on a national program to address negative equity, but first it wants to test existing programs managed by state housing finance agencies....
B of A Executive Takes Mortgage Jobs with Wells
Kevin Jackson, previously a director in convexity products at Bank of America Merrill Lynch, will be joining Wells Fargo Securities as part of the firm's efforts to bolster its residential financing, origination, and trading activities....
GMAC Plans to Correct RMBS Servicing Practice by April
GMAC Mortgage LLC's corrective actions related to an unusual servicing practice that could hurt ratings on nearly $6 billion of RMBS it services are scheduled for completion by April 1, according to a Moody's Investors Service report....
New York Financial Press ; Twitter - BusinessCenter.TV
03/15/10 The stories, data, and stocks that may have the greatest impact during the next trading session....
NYSE Closing Bell Market Monitor:POT, PFE, SVU
03/12/10 The latest in news, commentary, and information on what's moving the US equities markets. Watch this broadcast LIVE at 4:00 pm EST daily @ "http://www.nyx.com/marketmonitor"...
Crude Slides On Mixed Economic Data
03/12/10 Front month crude prices were on the downside this session following mixed economic data....
February Foreclosure Filings Post Smallest Increase In 4 Years
03/12/10 In the smallest increase in four years, US foreclosure filings rose 6% in February from one year earlier....
Market Movers: ZQK, POT, CF, ARO, PSUN, ABT, GS, MS
03/12/10 The latest news and information on U.S. stocks that are moving the market....
Risk Appetite Strong On Retail Sales
03/12/10 Higher-yielding currencies continued to rise this session following stronger-than-expected retails sales figures....
Foreclosure News
Miles from the Strip, visions of an upscale village dim
At the time, it probably sounded like a can't-miss pitch: Sunset-colored palaces....
Calif., 4 Other States Rush Plan For Housing Funds
CBS Making Home Affordable The five states hardest hit by the foreclosure crisis have only weeks to plan how to spend $1.5 billion in federal funding announced by the Obama administration last month....
Nationa s Housing: On write-downs, some tax issues
WASHINGTON With the Obama administration and private lenders now actively considering mortgage principal-reduction programs to help financially distressed homeowners, the Internal Revenue Service has issued a new advisory to taxpayers who receive -- or seek to receive -- such assistance if it's offered....
Struggling for a way out of a home worth less than the mortgage
Sondra Malone, 35, bought a house in Eastpointe, Mich., in 2005 with an adjustable-rate mortgage....
Georgia Foreclosures Up In February
Georgia's foreclosure problems grew a bit in February, according to RealtyTrac's February 2010 U.S. Foreclosure Market Report....
UPDATE 1-BofA, Wells gov't mortgage modifications up in Feb
Mortgage modifications at two of the largest U.S. banks rose in February under a government-backed program, according to data released on Friday....
Andy Tolbert: Foreclosure Training and Mortgage Training
Are YOU using all of the tools you’ve invested in?
Recently while teaching a class I was discussing how I had just gotten a new listing which had been on the market for quite a while with a different agent. I told the class that when I Googled the address only ONE listing came up… Homes&Land… NO Zillow, NO...
Is 99% Satisfaction Good Enough? (archive: July 2008)
(archive: July 2008) Today I had a listing appointment with a client that was referred to me because of my skills in “Alternative Financing” and moving properties that nobody else has been able to sell. Anyway, as I printed the Mapquest to his house, there was an ad at the top...
What happens if you list a short sale too low?
Anyone that’s been in the field at all over the last year has seen it: a home that is in a $120,000 neighborhood is all of a sudden listed as a short sale for $75,000. I just saw that very situation first hand in a neighborhood that I...
FORBES list of most declining value cities… Good News or Bad News?
Recently Forbes Magazine/Forbes.com released their lists of which cities had been hardest hit by home price declines, measured from peak to now (See the full report by CLICKING HERE) They have it broken into Regions like Midwest, South, Etc. but judging from the 9 cities listed in the South category, Florida...
What can an FBI Profiler Teach You About Real Estate?
While Tim & I were in France we had a lot of time to relax and do NOTHING at all. This wasn’t a glamorous sight-seeing trip, it was Thanksgiving with the side of the family that just happens to live very far away! Anyway, just like everyone’s Thanksgiving there’s a...
The 3 Foot Giant… How Tall Are You?
I just got back from a full morning of appointments and was all ready to write to you about the USDA/Rural Housing loan programs and how buyers can get ZERO down financing with NO M.I. But first I checked my email… offer on listing (print), closing confirmation for Friday...
The Cash Flow Mercenary
Michigan Real Estate Investing TV: Forced Saving Makes You Rich
This is a follow up to the post I did yesterday on the necessity of having rental properties if you have a day job and don’t get all the Federal and State income taxes back that you pay. I buy another cash flow property with my windfall. Think about what...
How to Buy Your FIRST Apartment Building: Feb 6, 2010
Due to the tidal wave of chaos and uncertainty that’s building right now in commercial real estate, I believe that 2010 is the year to buy Apartment Buildings! Because of this I’m teaching a half-day FREE seminar on How to Buy Your FIRST Apartment Building. Saturday, February 6, 2010. 8:30 am...
Michigan Real Estate Investing TV: When Vendors Go Bad
Stop me if you have heard this one before: you spend time looking for a good service provider. You go through two or three before you find someone that’s great, then you give them all of your business. Then something strange happens – their prices start to go up, they...
Michigan Real Estate Investing TV: 2010 is for PLANNING?!?
I was listening to one of the talking heads over the weekend on one of the paid programming financial shows. His advice to everyone in 2010? Do nothing. Use the year for “planning”. In this time of unprecedented opportunity, all that’s all this guy can come up with?...
Michigan Real Estate Investing TV: The Power of Experience
As a follow up, during my long sit down on Friday we talked about various aspects of commercial real estate. He asked about what I had done, then suggested a course of action that blew me away....
Michigan Real Estate Investing TV: Start With the Scary Names
I’ve had about a half dozen people on my list now for a couple of years that I have wanted to sit down with. Since I’m going in a new direction in 2010 I thought that it made sense to talk to those folks because they’ve already done it. I...
Real Estate Marketing Blog
Have you ever landed on a website that is obviously trying to collect your contact information or sell you something, but there is no reassurance of a reputable brand or company name? If so, then you have most likely been exposed to the proverbial “black sheep” of the real estate...
One of the most important things you can do to help your real estate website dominate the organic results in the search engines is to build relevant backlinks to it from other websites. Establishing a strong link portfolio can mean the difference between being on the 4th page of Google...
How to Get More Leads Out of Your Real Estate Website
It should be obvious by now that every real estate agent or broker needs to have a website and that every real estate website needs to have a plan to get people to it. What ......
Facebook Real Estate Marketing
Facebook is one of the most widely used social networks in the world. Recently reported to have over 300 million active users, Facebook is quickly becoming THE social destination for online users. With so many ......
More and more consumers are growing accustomed to using their mobile phones as their main, and sometimes only, device for the majority of their communications for personal and business use. Although baby boomers (45 years ......
Real Estate Local Search Marketing
One of the best pieces of advice we can give to real estate professionals, especially to ones that are just now starting up their online marketing, is this: Pick a niche. Specialize in it. Make this ......
Ozarks Law & Economy
Reformation, or when may a court change a deed?
When Rocky Lawrence saw the rig move onto his property to drill a gas well, he checked his deed. Sure enough, nothing on the deed indicated that the seller of the property reserved the mineral rights. Patsy Barnes saw the same drilling rig and went to Conway Title Company to make...
Why get a lawyer to help you sell a business?
In this interview for the New York Times’ online “You’re the Boss” feature, I give some of the reasons. Here’s the link: http://boss.blogs.nytimes.com/2010/03/08/how-a-lawyer-can-help-you-sell-your-business/ Bentonville business broker Barbara Taylor interviewed me a couple of weeks ago. Barbara is one of a dozen or so business people whose blogs appear in the Small Business...
KIDSCOUNT Map: Ozarks not looking good by these measures
I like living in Southern Missouri, but I don’t like everything about it. In particular, children have a noticeably difficult time with basic needs. This map allows you to see how each Missouri county’s children rank according to: % on free and reduced school lunches births to mothers without high school diplomas infant mortality child...
Missouri Supreme Court calls “foul!” on Springfield’s red-light traffic camera
This is a $100 case. But sometimes, it’s not the money–it’s the principle. Those are the surprising words of the Missouri Supreme Court. The City of Springfield’s camera caught Adolph Belt’s car moving through a red light. Three months later, the City sent Belt a ticket for running a red light, and...
Taking a fresh look at the history, politics and ecology of the rainbow trout fishing industry
This morning, I scanned the headlines of Arts and Letters Daily, and was jolted by this: Behold the regal rainbow trout, dappled denizen of deep lake and rushing river, fierce hunter of fish and fly—and prize of pork-barrel politics, invigorator of men, eradicator of native species, payload of numerous bombing missions. Intrigued, I...
What do lawyers do? In other words, what is the scope of the lawyer racket? A suit filed in December 2009 in Cole County Circuit Court in December 2009 may give us some idea of whether LegalZoom’s document-generation service overlaps the practice of law in Missouri. LegalZoom has filed a motion...
Bonita Springs FL Real Estate
Day Trip To Corkscrew Swamp Sanctuary
The Tiniest Owners of Green Real Estate A few time per year I head to Corkscrew Swamp Sanctuary. This year I went on a very cold day. The Audubon volunteers had done a great deal of work to make sure visitors saw the camouflaged residents in the forest. Telescopes were aimed...
My Absence from Life In Bonita Springs
Overheard: Dang, Grandma Was HOT! First of all, I know I’ve been away for a while. I’ve never, in years of blogging, not written for this long. Not this long for my blog and not this much time off from the paper. My plate has been full and well, I’m just...
All Beaches Are Not Created Equal
Not Bonita Beach, Florida It’s exactly this type of beach that drives people to Southwest Florida to find beaches that are warm, blue and not covered in ice. I drove past this sign and thought, beach? Brrr. Count me out! I can’t wait to get back to white sandy beaches and...
Silent Sunday | Lichen at Corkscrew Swamp Sanctuary
Corkscrew Swamp Sanctuary Naples Florida...
Treasures of Gold and Real Estate in Old Bonita Springs, Florida
The old homes and real estate in the state streets with mature fruit trees....
Time Zones, Online Mortgages and Russian Roulette
Taking Mortgage Broker Recommendations There’s a big difference between inexpensive and a good value where home loans are concerned. Throw in a few dozen flashy ads with teaser interest rates and all the magic the loan officer promises to work for you and let the mortgage cyclone begin. Getting a mortgage is...
Anthony's Santa Rosa Home Mortgage Blog
The ActiveRain Manual - NEW & IMPROVED
Brad put together a great manual for all of us to use so I thought I would pass on the information to my local agents just in case they missed it. Thanks Brad! Via Brad Andersohn ~ Community Manager (ActiveRain):The ActiveRain Manual - NEW & IMPROVED When I started creating the first...
Heads Up! USDA Rural Development Loans are going away!
USDA Rural Development Loans are going away! If you are using the USDA Rural Development loan program as part of your business building tool, you need to know this program is going away. According to the USDA Rural Development, the funds for this program are projected to be gone by the...
Fed raises rate, banks move from bottle feeding to sippy cup and what it means for you
Nevin is one of my favorite AR blogger because he's always looking for ways to educate the consumer about current events that may affect your purchasing power. I couldn't have written this any better and wanted to pass on the information to help prepare my agents for the up tick...
California and Arizona Home loans will be up to 95% LTV Soon!
California and Arizona Home loans will be up to 95% LTV Soon! Good news for California and Arizona home buyers! Starting February 22, 2010, mortgage insurance companies are easing up on their guidelines on conforming home loans! Homebuyers can put 5% down on conforming home loans again! It's about time! This...
Santa Rosa's Historic Railroad Square - Sonoma County Wine Country Lifestyle
Jim Cheney is one of the most knowledgeable Santa Rosa Real Estate agents that I've met through Activerain. I love his postings about the local areas and wanted to share this one in particular because it highlights one of my favorite places to visit in Santa Rosa, Ca. Jim is...
Haiti Earthquake Relief - The Clinton Bush Haiti Fund
Stewart shared this with AR on the 16th and I just caught it. I'd like to pass it on to help get the word out. I've already contributed as much as I can financially, so, now I'm working on the social and spiritual contributions. Thanks in advance for anything that...
Blog - Official Website of Dale Robyn Siegel: Learn the New Rules for Mortgages. Be Smart!
The FICO (Fair Isaac and Company) score determines so many things now; if you can get credit, a job, insurance and maybe even married (kidding). With mortgages nowadays, it not only determines if you can get a loan, but how much you have to put down and your interest rate....
Foreclosures and Pre-payment Penalties
If your mortgage has a pre-payment penalty and you default, you are still responsible to pay the early payoff fees! There is a clause in every mortgage called an acceleration clause. This gives the lender the right to foreclosure on the mortgage. When a borrower is late on the payments,...
If you have an FHA mortgage or are using one to purchase a home, you are still allowed to obtain secondary financing. This second mortgage can be in the form of a line of credit (HELOC) or fixed rate mortgage. It can also be from any lender as long as...
2009 Income, Mortgage Approvals and IRS Validation
Mr. and Mrs. Smith made more money in 2009 than they did in 2008 and they could not use that income to qualify for a mortgage. The bank could not verify it with the IRS so they would not use it. The loan was reviewed based on 2008 income and...
Mortgaging a House with(out) Wheels
For those of us that are moving up in the world, down in the world or simply taking to the road, an alternative abode (to a center hall colonial) can be a manufactured home. Simply put a double-wide trailer without the wheels on. We have all driven past those developments...
Rent to Own: The New Way to Buy Real Estate
My guest blogger today is Robert Eisenstein of Home Run Homes, an on-line portal that lists thousands of homes to lease with an option to buy nationwide. He actually has some really cool listing in Canada, the Philippines and some other corners of the globe. After going live in 2002...
thephuketinsider.com
ARRIVALS Radisson Plaza Panwa Appoints GM Peter Schiess
Swiss national Peter Schiess has been appointed General Manager of the 211 room Radisson Plaza Resort in Panwa. He previously headed the chains property in Aqaba Jordan and prior to that was posted in Egypt. Cape......
ALEENTA PHANG NGA 3rd Annual Sea Turtle Weekend
Upscale beachfront boutique resort Aleenta Phang Nga has announced its 3rd Annual Sea Turtle Charity Weekend for March 21-21 according to Director of Operations Urs Aebi. This year's event is set to raise over THB 500,000......
PHUKET VS PATTAYA U-tapao Airport Gears To Grow
The eastern seaboard tourism hub is looking to expand with plans announced to rename the Chonburi located gateway as U-tapao-Pattaya International Airport. A THB 995 million expansion plan calls for a three year upgrade......
THAILAND HOTEL CHAINS Onyx Launched As Amari Platform
Thai hotel management company Amari have launched their new expansion platform with the new Onyx Hospitality Group. The group aside from their core offering have debuted two new brands with luxury tier Saffron and Limited......
THAILAND INVESTMENTS Samui Airport Fund Strikes Gold
Back of tourism's recovery and increasing growth in 2010, the Samui Airport Property Fund looks to be a solid investment. Unlike Phuket International Airport which falls under the custody of the Government run Airports......
DFDL MEKONG Free Property Development Tax Workshop March 18
Tax season is upon us and back DFDL Mekong will be holding a free property tax seminar on March 18th 4:30 - 6:00pm at their offices in Kamala. The workshop is aimed at property developers covering tax implications for......
Curious Cat Investing and Economics Blog
Government Debt as Percentage of GDP 1990-2008 – USA, Japan, Germany…
Recently Greece and the huge USA federal deficits have highlighted the problem of excessive government debt. The above chart shows gross government debt by country from the IMF. Korea has essentially no gross government debt (under 2% of GDP for the entire period). At the other end of...
In the USA 43% Have Less Than $10,000 in Retirement Savings
There are several personal finance basics that everyone must account for. Retirement requires the most planning and accumulating the largest amount of money. Luckily if you plan ahead you have a long time for compounding to work in your favor. Unfortunately most people continue to fail to...
“What the Financial Sector Did to Us”
Nobel Prize winning economist Joseph Stiglitz explores the current financial system and the damage done to the economy due to that system. As he states in the video the credit crisis is not something that happened to the financial institutions. The credit crisis caused recession is something the...
Where to Invest for Yield Today
Yields are staying amazingly low today. Due to the credit crisis the federal reserve is shifting hundreds of billions of dollars from savers to bankers to allow banks to make up for losses they experienced (both in losses on bad loans and huge cash payments made to hundreds of...
USA Unemployment Rate Remains at 9.7%
The slow recovery from the massive credit crisis caused recession remains underway. Nonfarm payroll employment declined 36,000 in February, and the unemployment rate held at 9.7%, the U.S. Bureau of Labor Statistics reported today. Employment fell in construction and information, while temporary help services added jobs. Severe winter weather...
Buffett Calls on Bank CEOs and Boards to be Held Responsible
In his most recent letter to shareholders Warren Buffett suggests that bank CEOs and board members be held accountable when the risks they take (and reward themselves obscenely for when they payoff) backfire: In my view a board of directors of a huge financial institution is derelict if it does not...